Risk Architecture Associate

JPMorgan Chase; Mumbai; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

JPMorganChase in Mumbai seeks a data monitoring & controls specialist for Risk Decision Engines and third-party services within Consumer & Community Banking. You will ensure data quality, lineage and post-implementation validations, supporting accurate decisioning and root-cause analysis.

The role blends technical and analytical work, requiring initiative, leadership, and strong communication with stakeholders; you will work independently or in small project teams in a fast-paced environment.

Qualifications

• Bachelor's or Master's degree in Engineering, Computer Science, or a related field.
• Strong programming and database skills: SAS, SQL, Python; experience with Oracle/Teradata.
• Analytical and problem-solving abilities with data warehousing and data quality management.
• Hands-on BI/visualization experience with Tableau, Power BI, QlikView, Alteryx.
• Strong leadership, communication, and organizational skills; able to work independently and in a team.
• Experience in Agile frameworks and delivering time-sensitive deliverables.

Responsibilities

• Data Quality & Risk Management: Design, validate, and monitor data quality controls.
• Data Analysis & Validation: Use SAS, SQL, Python and reporting tools to analyze datasets and perform validations.
• Stakeholder Collaboration & Issue Resolution: Gather requirements, investigate issues, drive resolution and improvements.
• Automation & Governance: Lead reporting/monitoring automation and maintain lineage controls with risk governance.

Skills

Analytical skills

Leadership

Communication

Agile frameworks

Education

Bachelor's or Master's in Engineering or Computer Science

Tools

SAS

SQL

Python

Oracle

Teradata

Tableau

Power BI

QlikView

Alteryx

Job description

The candidate will be responsible for building data monitoring & controls primarily for Risk Decision Engines and Third-party services within Consumer & Community Banking. The candidate will be expected to have a detailed understanding of system requirements, data quality and lineage controls. The candidate is will also be responsible for data monitoring and reporting and supporting post implementation validations during releases for any changes made to decision engines to ensure accuracy of decisioning and support root cause analysis in case of production issues or defects.

A balance of initiative, leadership, influence, and matrixed management skills are important success factors for this role. The right candidate will be comfortable working independently or as part of small project teams. S/he has strong analytical skills, is highly confident and possesses strong communication skills.

This is a critical role and will require both technical and analytical skills and the ability to engage with stakeholders.

Responsibilities

• Data Quality & Risk Management: Design, validate, and monitor data quality controls and detective controls to mitigate risks arising from decision engine, strategy, and system changes.
• Data Analysis & Validation: Leverage SAS, SQL, Python, and reporting tools to analyze large datasets, perform reconciliations, trend analysis, outlier detection, and post-implementation validations.
• Stakeholder Collaboration & Issue Resolution: Partner with business, technology, and risk stakeholders to gather requirements, define business rules, investigate production issues, and drive resolution and process improvements.
• Automation & Governance: Lead reporting and monitoring automation initiatives, maintain documentation and lineage controls, and ensure compliance with risk governance, RCSA, and control requirements.

Qualifications

• Bachelor's or Master's degree in Engineering, Computer Science, or a related field.
• Strong programming and database skills, including SAS, SQL, Python, and experience with Oracle, Teradata, or similar platforms.
• Solid analytical and problem-solving abilities with expertise in data analysis, data warehousing, and data quality management.
• Hands-on experience with BI and visualization tools such as Tableau, Power BI, QlikView, Alteryx, and the Big Data ecosystem.
• Strong leadership, communication, and organizational skills, with the ability to work independently and collaboratively in a team environment.
• Experience working in Agile frameworks, managing time-sensitive deliverables, and maintaining a high level of attention to detail.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.