Card Processing Specialist

UBS; Mumbai; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

UBS Mumbai is seeking a hands-on operations professional to join the Cards Processing Team. You will support critical card processing activities and ensure accurate, timely execution of daily operations between UBS, internal partners, and card vendors.

You will perform reconciliations across ledgers and card accounts, research outages and exceptions, and help maintain high-quality service for branches and stakeholders.

Qualifications

• 5+ years in card operations, back-office processing, accounting support, or reconciliation.
• Experience in a regulated financial services environment.
• Strong organization and attention to detail.
• Ability to identify exceptions and research issues.
• Knowledge of card systems and settlement processes.

Responsibilities

• Support end-to-end card lifecycle: production, personalization, distribution, and issue resolution.
• Perform reconciliations across ledgers and card accounts to resolve outages and exceptions.
• Identify risks, ensure controls, and maintain regulatory compliance.
• Collaborate with vendors and internal teams to improve processes and reporting.

Skills

Card operations

Reconciling ledgers

Risk and controls

Regulatory compliance

Vendor management

Process improvement

Cross-functional collaboration

Attention to detail

Strong communication

Independent worker

Tools

CTC/TSYS (FIS)

Job description

Your role

As a key member of the Cards Processing Team, you will serve as a hands-on individual contributor supporting critical card processing activities and ensuring accurate, timely, and well-controlled execution of daily operations between UBS, internal business partners, and card vendors. This role is ideal for a detail-oriented operations professional with strong accounting and reconciliation experience who can identify exceptions, research issues, and help maintain a high-quality experience for branch and business stakeholders by:

• Support the end-to-end card lifecycle, including production, personalization, distribution, maintenance, and issue resolution, while helping ensure service levels are met and operational risks are identified and addressed promptly.
• Perform reconciliations across multiple general ledgers and card processing accounts, researching outages, transaction breaks, and exceptions to support timely resolution and reduce financial and operational risk.

Job Type

Full Time

Job Reference #

342315BR

City

Mumbai

Your team

Partner closely with branch staff, operations teams, system support groups, and external vendors to coordinate processing activity, resolve operational issues, and ensure adherence to procedures, controls, and regulatory requirements. Contribute to continuous improvement across card processing workflows by identifying root causes, supporting procedure standardization, improving reporting and service metrics, and helping implement changes that enhance accuracy, efficiency, and stakeholder experience.

Your expertise

• Strong written and verbal communication skills with the ability to work effectively with vendors, internal business teams, and cross-functional partners in a high-volume operational environment.
• 5+ years of experience in card operations, back-office processing, accounting support, and/or reconciliation functions within a regulated financial services environment.
• Demonstrated success in a hands-on role requiring strong organization, sound judgment, attention to detail, and accountability for quality, timelines, and operational outcomes.
• Strong risk and controls mindset with experience identifying operational risk, following established procedures, supporting audits, and ensuring compliance with internal policies, card network requirements, and applicable regulations.
• Demonstrated ability to manage multiple priorities in a fast-paced environment, make sound operational decisions, and elevate issues appropriately with clear, actionable information.
• Strong knowledge of card systems, transaction processing, settlement, accounting support, reconciliations, exception management, and root-cause analysis, with the ability to translate operational data into effective solutions.
• Experience supporting process improvement efforts such as workflow redesign, standardization, automation, KPI reporting, and vendor/service performance monitoring to improve quality, reduce risk, and enhance operational effectiveness.
• Ability to work independently, manage day-to-day responsibilities with minimal supervision, and build strong partnerships across operations, technology, risk, and branch channels.
• Experience with CTC and/or TSYS (FIS) a plus.

About Us

UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. We also provide diversified asset management solutions and focused investment banking capabilities. Headquartered in Zurich, Switzerland, UBS is present in more than 50 markets around the globe. We know that great work is never done alone. That’s why we place collaboration at the heart of everything we do. Because together, we’re more than ourselves. Want to find out more? Visit ubs.com/careers.

Join us

At UBS, we know that it’s our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We’re dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. And we use artificial intelligence (AI) to work smarter and more efficiently. We also recognize that great work is never done alone. That’s why collaboration is at the heart of everything we do. Because together, we’re more than ourselves.

We’re committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us.

Disclaimer / Policy statements

UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.