Associate, Collection Specialist, Risk Management Group

DBS Bank Australia; Mumbai; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

DBS Bank Australia is seeking a Collection Specialist to join the Risk Management Group in Mumbai. The role involves leading UAT execution, managing GL reconciliations for NPA accounts, and conducting validations for credit card collections operations.

The ideal candidate should possess 5-10 years of experience in Banking and Finance, with strong competencies in stakeholder coordination and data validation. This position offers a full-time opportunity in a dynamic work environment.

Qualifications

• 5-10 years’ experience in Banking & Finance.
• Basic background of accounting entries.

Responsibilities

• Lead UAT execution and provide sign-offs for defects and enhancements across collection status.
• Conduct GL reconciliations for write-off and NPA accounts.
• Perform independent checks and validations for NPA automation.

Skills

Credit Cards Collections/NPA domain

UAT/testing mindset

Strong Excel/data validation

Stakeholder coordination

Education

Graduate/Post Graduate in any field

Tools

MS Excel

MS Word

PowerPoint

Job description

## Associate, Collection Specialist, Risk Management GroupApplylocations: Regional Office Mumbaitime type: Full timeposted on: Posted Todaytime left to apply: End Date: August 31, 2026 (30+ days left to apply)job requisition id: WD84473**Job Purpose** We’re looking for a Senior Analyst with strong exposure to **Credit Card Collections operations**, **NPA processes**, **UAT defect validation**, and **reconciliation/reporting** **Key Accountabilities** and Requirements- Lead UAT execution and provide sign-offs for defects and enhancements across collection status, allocation and payment files, BE events, payment appropriations, and delinquency block codes in credit cards- Conduct GL reconciliations for write-off and NPA accounts; investigate, resolve, and close reconciliation breaks.- Perform independent checks and validations for NPA automation; validate NPA data for accurate reporting in credit cards.**Job Duties & responsibilities** • Own checks/validation for **NPA automation** & confirm NPA data for reporting • Prepare & share **write-off/recovery** details; support **NPA audits** • Lead **UAT testing & sign-offs** for defects/enhancements: collection status/allocation/payment files, BE events, payment appropriations, delinquency **block codes** • Perform **GL recon** for write-off/NPA accounts; investigate & close breaks • Prepare/share operational files: SOC money collection, Pre-X risk banding, pre-due base, **pre-due & OVL allocations**, daily status files • Handle stakeholder queries on collection/account status & coordinate closure with Tech/Reporting/Collections **Required Experience** - 5-10 years’ experience in Banking & Finance.- Basic background of accounting entries**Education / Preferred Qualifications** Graduate/Post Graduate in any field having banking and finance experience**Core Competencies**- The ability to clearly convey information, both verbally and in writing, to various audiences- The capacity to identify issues, analyze them, and develop effective solutions- The ability to collaborate effectively with others, contribute to group efforts, and foster a positive work environment- Credit Cards Collections/NPA domain + UAT/testing mindset + strong Excel/data validation + stakeholder coordination.**Technical Competencies**MS Excel, Word, Power point **Work Relationship*** Team-player with good inter-personal, communication & writing skills.* Should be well versed with Excel, power point .* Seek to understand stakeholder’s point of view and find win-win solution.* Motivated and self-driven.**Location:**Regional Office Mumbai**Job:**Operations**Schedule:**Regular**Employee Status:**Full time### Why join us?*DBS is more than a bank —**we're shaping the future of finance and communities. With innovation at our core and impact in our DNA, we go beyond banking to build careers, relationships, and a better world.*### About UsDBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia.Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 15 consecutive years from 2009 to 2023.DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets and is committed to building lasting relationships with customers. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities.