CAD Manager - Retail

IDFC FIRST Bank; Mumbai; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

IDFC FIRST Bank is seeking a CAD Manager – Retail within Retail Asset Operations to lead day-to-day workflows focused on Agri products. The role covers onboarding, limit setup, disbursement, repayment scheduling, and payment processing, with emphasis on accuracy and regulatory compliance.

The ideal candidate has a graduation in any discipline and at least 3 years of experience in retail asset operations, with strong analytical, reporting, and MS Office proficiency.

Qualifications

• Minimum 3 years of relevant experience in retail asset operations, preferably with exposure to Agri products.
• Graduation in any discipline from a recognized institution.
• Strong analytical and reporting capabilities and proficiency in MS Office tools.

Responsibilities

• Manage onboarding process for Agri products.
• Handle limit setup for Cash Credit and Overdraft accounts, disbursement, and repayment scheduling.
• Oversee payment processing and ensure timely execution.
• Manage archival and retrieval of documentation and records.
• Prepare MIS reports related to limit setup and disbursement.
• Ensure error-free transactions and adherence to policies and TAT.
• Communicate effectively with senior management and external stakeholders.
• Manage vendor relationships, including legal, technical, and ROC partners.

Skills

Analytical thinking

Communication skills

MS Office proficiency

Education

Graduation in any discipline

Tools

MS Excel

MS PowerPoint

Job description

Job Requirements

About the Role

The CAD Manager – Retail is responsible for managing day-to-day transactions within the Retail Asset Operations function, with a specific focus on Agri products. This includes overseeing the onboarding process, limit setup (Cash Credit and Overdraft), disbursement, repayment scheduling, and payment processing. The role also involves managing archival and retrieval processes, preparing MIS reports, and ensuring error-free execution in compliance with organizational policies and procedures.

Key Responsibilities

Primary Responsibilities

• Manage the onboarding process for Agri products.
• Handle limit setup for Cash Credit and Overdraft accounts, disbursement, and repayment scheduling.
• Oversee payment processing and ensure timely execution.
• Manage archival and retrieval of documentation and records.
• Prepare various MIS reports related to limit setup and disbursement.
• Ensure error-free transactions and adherence to turnaround time (TAT) and internal policies.
• Demonstrate thorough knowledge of Agri-related processes and systems with at least 1 year of relevant experience.
• Collect and analyze data from stakeholders and prepare reports for regulatory submissions.
• Exhibit strong analytical and data interpretation skills.
• Maintain high proficiency in MS Office applications, especially Excel and PowerPoint.
• Communicate effective with senior management and external stakeholders through written and verbal channels.

Secondary Responsibilities

• Manage vendor relationships, including legal, technical, and Registrar of Companies (ROC) partners.

What We Are Looking For

Education

• Graduation: Graduate in any discipline from a recognized institution.

Experience

• Minimum 3 years of relevant experience in retail asset operations, preferably with exposure to Agri products.

Skills and Attributes

• Strong understanding of Agri product processes and systems.
• Excellent analytical and reporting skills.
• Proficiency in MS Office tools.
• Effective communication and stakeholder management abilities.
• Attention to detail and commitment to error-free execution.
• Ability to manage vendor relationships and ensure compliance.