Business Finance Manager

Fam; Bengaluru; On-site; INR 1,800,000 - 3,000,000; Full time

Benefits offered by this job

Relocation assistance

Free meals (lunch & dinner)

Generous leave policy

Salary advance & loan policies

Quarterly rewards & recognition

Latest gadgets & tools

Medical insurance for family

Tax-saving options

PF contribution & gratuity

Job summary

Fam is India’s first payments app for everyone above 11. FamPay is building a fintech lifestyle brand that blends money, identity, and everyday experiences.

We are seeking a sharp Business Finance professional to own financial planning and analysis, drive scalable processes, and support critical business decisions in a fast-paced startup. You will work closely with the founding team and business heads to tighten financial rigour, produce models, and guide pricing, partnerships, and growth

Qualifications

• CA / MBA (Finance) from a reputed institution.
• 3–5 years of experience in a startup or high-growth company, preferably in fintech or consumer tech.
• Curiosity-driven and tech-forward — actively uses AI tools (ChatGPT, Claude, Copilot, etc.) to speed up analysis, reporting, and research.
• Strong command of financial modelling, Excel/Google Sheets, and financial reporting.
• Solid understanding of Indian accounting standards, tax regulations (GST/TDS), and compliance.
• Ability to translate complex financial data into clear business insights.
• Excellent stakeholder management — you're comfortable presenting to business leaders and cross-functional heads.

Responsibilities

• Own the Annual Operating Plan (AOP) including targets, budgets, and financial roadmap.
• Track key business metrics with leaders to ensure accuracy and insights.
• Manage budgeting, forecasting, and variance analysis across planning cycles.
• Prepare EBITDA and P&L reports with commentary on key drivers.
• Build financial models for business units, cohorts, and new products.
• Partner with product, marketing, and operations for data-driven decisions.
• Support pricing strategy, unit economics, and go-to-market assessments.
• Evaluate new initiatives, partnerships, and commercial agreements financially.
• Collaborate with controllership for monthly book close.
• Provide inputs for journal entries, accruals, and period-end adjustments.
• Reconcile business systems with the general ledger and flag discrepancies.
• Support MIS preparation aligned with operational performance.
• Prepare investor and board financial packs and dashboards.
• Support fundraising due diligence and data room preparation.

Skills

Financial modelling

Excel/Google Sheets

Data analysis

Stakeholder management

AI tools for analysis

Education

CA / MBA (Finance)

Tools

Looker

Metabase

Job description

Fam is India’s first payments app for everyone above 11. FamApp helps make online and offline payments through UPI and FamCard. We are on a mission to raise a new, financially aware generation, and drive 250 million+ young users in India to kickstart their financial journey super early in their life.

We’re reimagining how the next generation experiences fintech—going beyond payments to build a lifestyle brand that blends money, identity, and everyday experiences into one seamless, intuitive journey.

Founded in 2019 by IIT Roorkee alumni, Fam is backed by some of the most respected investors around the world like Elevation Capital, Y-Combinator, Peak XV (Sequoia Capital) India, Venture Highway, Global Founder’s Capital and the likes of Kunal Shah, Amrish Rao as angel investors.

About this role

We are looking for a sharp, hands-on Business Finance professional to join our growing team. This role sits at the heart of FamPay's financial operations and strategy — you'll work closely with the founding team and business heads to drive financial rigour, build scalable processes, and support critical business decisions. If you thrive in a fast-paced startup environment and want your work to have a direct impact on company outcomes, this is for you.

On the Job

• Own Annual Operating Plan (AOP) including targets, budgets, and financial roadmap.
• Track key business metrics with business leads ensuring accuracy and insights.
• Manage budgeting, forecasting, and variance analysis across planning cycles.
• Prepare EBITDA and P&L reports with commentary on key drivers.
• Build financial models for business units, cohorts, and new products.
• Partner with product, marketing, and operations for data-driven decisions.
• Support pricing strategy, unit economics, and go-to-market assessments.
• Evaluate new initiatives, partnerships, and commercial agreements financially.
• Collaborate with controllership for timely and accurate monthly book close.
• Provide inputs for journal entries, accruals, and period-end adjustments.
• Reconcile business systems with the general ledger and flag discrepancies.
• Support MIS preparation aligned with operational performance.
• Prepare investor and board financial packs and dashboards.
• Support fundraising due diligence and data room preparation.

Must-haves (Min. qualifications)

• CA / MBA (Finance) from a reputed institution
• 3–5 years of experience in a startup or high-growth company, preferably in fintech or consumer tech
• Curiosity-driven and tech-forward — actively uses AI tools (ChatGPT, Claude, Copilot, etc.) to speed up analysis, reporting, and research
• Strong command of financial modelling, Excel/Google Sheets, and financial reporting
• Solid understanding of Indian accounting standards, tax regulations (GST/TDS), and compliance
• Ability to translate complex financial data into clear business insights
• Excellent stakeholder management — you're comfortable presenting to business leaders and cross-functional heads

Good to have

• Prior experience at a fintech, payments, or lending startup
• Exposure to fundraising, investor relations, or due diligence processes
• Familiarity with BI tools like Looker, Metabase, or similar — ability to pull and interpret data independently
• Demonstrated ability to use AI tools to build faster workflows — prompt engineering for analysis, auto-generating reports, or AI-assisted modelling
• Direct impact on daily decisions made by business leaders.
• Opportunity to build and own the finance function from the ground up.
• Exposure across FP&A, compliance, operations, and business strategy.
• Fast learning environment with high ownership and responsibility.
• Competitive compensation with meaningful ESOP participation.

Perks That Go Beyond the Paycheck

• Relocation assistance to make your move seamless.
• Free office meals (lunch & dinner).
• Generous leave policy, including birthday leave, period leave, paternity and maternity support, and more.
• Salary advance and loan policies for any financial help.
• Quarterly rewards and recognition programs, and a referral program with great incentives.
• Access the latest gadgets and tools.
• Comprehensive health insurance for you and your family, mental health support.
• Tax benefits with options like food coupons, phone allowances, car/device leasing.
• Retirement perks like PF contribution, leave encashment and gratuity.

Here’s all the tea on FamApp

FamApp focuses on financial inclusion of the next generation by providing UPI & card payments to everyone above 11 years old. Our flagship Spending Account, FamX, seamlessly integrates UPI and card payments, enabling users to manage, save, and learn about their finances effortlessly.

Revolutionizing Payments and FinTech

FamApp has enabled 10 million+ users to make UPI and card payments across India, removing the inconvenience of carrying cash everywhere. Users get to customise their FamX card with doodles, which lets them add a personal touch to their payments.

Trusted by leading investors

We’re proud to be supported by renowned investors like Elevation Capital, Y-Combinator, Peak XV (formerly Sequoia Capital India), Venture Highway, Global Founder’s Capital, and esteemed angels Kunal Shah and Amrish Rao.

Join Our Dynamic Team

At Fam, our people-first approach is reflected in our generous leave policies, flexible work schedules, comprehensive health benefits, and free mental health sessions. We don’t mean to brag, but we promise you’ll be surrounded by some of the most fun, talented and passionate people in the startup space.

Want to see what makes life at Fam so awesome? Check out our shenanigans at @lifeatfam

PS - We’re looking for someone with an AI-native mindset, who actively leverages AI in their day-to-day work, as we encourage and embed it across every level at Fam.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.