Business Development Executive- Loan Advisory

Swastik Financial Solutions; Chennai District; On-site; INR 350,000 - 550,000; Full time

Benefits offered by this job

Sales incentives

Cafeteria

Job summary

Swastik Financial Solutions in Chennai is seeking a motivated Business Development Executive to join our loan sales team. You will drive new business, identify customer needs, and promote a range of loan products through multiple channels.

The role requires 1-4 years of relevant experience, strong communication, and the ability to manage end-to-end loan processes from inquiry to disbursement, while ensuring compliance and high service standards.

Qualifications

• 1-4 years of relevant experience.
• Experience in Banking, NBFC, financial services.
• Strong communication and relationship skills.
• Direct customer acquisition and field sales is preferred.

Responsibilities

• Generate new business through sales, referrals, networking, digital channels, and strategic partnerships.
• Identify customer financial needs, acquire new clients, and recommend suitable loan products based on eligibility and credit profile.
• Promote and sell financial products, including Home Loan, Personal Loan, Business Loan, Vehicle Loan, MSME Loan, and other loan solutions.
• Guide customers through the loan process by explaining product features, eligibility, interest rates, EMI, documentation, and repayment options.
• Manage the sales pipeline by qualifying leads, maintaining CRM records, following up with prospects, and ensuring successful loan disbursements.
• Coordinate with internal teams, banks, and NBFCs to ensure accurate documentation, smooth loan processing, timely approvals, and disbursements.
• Build and maintain strong relationships with customers, referral partners, and financial institutions while delivering excellent pre- and post-disbursement support.
• Achieve sales, revenue, customer acquisition, and loan disbursement targets while driving cross-selling and repeat business.
• Stay updated on market trends, competitor activities, lending policies, interest rates, and regulatory changes to provide accurate financial guidance.
• Ensure compliance with company policies, KYC/AML regulations, lender guidelines, and ethical standards while maintaining customer confidentiality and service excellence.

Skills

Sales

Lead generation

CRM

Networking

Customer handling

Relationship mgmt

Tools

CRM software

Job description

Roles and Responsibilities

• Generate new business through sales, referrals, networking, digital channels, and strategic partnerships.


• Identify customer financial needs, acquire new clients, and recommend suitable loan products based on eligibility and credit profile.


• Promote and sell financial products, including Home Loan, Personal Loan, Business Loan, Vehicle Loan, MSME Loan, and other loan solutions.


• Guide customers through the loan process by explaining product features, eligibility, interest rates, EMI, documentation, and repayment options.


• Manage the sales pipeline by qualifying leads, maintaining CRM records, following up with prospects, and ensuring successful loan disbursements.


• Coordinate with internal teams, banks, and NBFCs to ensure accurate documentation, smooth loan processing, timely approvals, and disbursements.


• Build and maintain strong relationships with customers, referral partners, and financial institutions while delivering excellent pre- and post-disbursement support.


• Achieve sales, revenue, customer acquisition, and loan disbursement targets while driving cross-selling and repeat business.


• Stay updated on market trends, competitor activities, lending policies, interest rates, and regulatory changes to provide accurate financial guidance.


• Ensure compliance with company policies, KYC/AML regulations, lender guidelines, and ethical standards while maintaining customer confidentiality and service excellence.

Preferred Candidate Profile

• We are looking for motivated and target-oriented Business Development Executives and Senior Business Development Executives with 1-4 years of relevant experience.


• Candidates with prior experience in Banking, NBFC, Financial Services, Loan Sales or Loan Advisory will be preferred. Experience in Home Loan, Loan Against Property (LAP), Business Loan, Personal Loan or other financial products will be an advantage.


• Candidates should have strong communication, customer handling, lead generation, follow-up, relationship management and business development skills, with a proven ability to achieve sales targets.


• Candidates with experience in direct customer acquisition and field sales will be preferred.


• Immediate Joiners Preferred- Candidates available to join immediately or within 15 days will be given preference.


• Candidates around Besant Nagar, Adyar, Thiruvanmiyur, Tharamani, Perungudi, Velachery, Guindy will be highly an added advantage.

Perks and benefits

• Sales incentives


• Cafeteria