Business Analyst - Liquidity Risk

Cognizant; Bengaluru; On-site; INR 3,000,000 - 4,200,000; Full time

Job summary

Cognizant Technology Solutions Corporation is seeking a Senior Business Analyst - Liquidity Management to join our Treasury team. The role focuses on liquidity risk, ALM, and funding strategies, with heavy emphasis on data analysis, SWIFT messaging, and governance documentation.

You will collaborate with cross-functional teams in an Agile setup. Ideal candidates have deep treasury domain knowledge, strong SQL/data skills, and experience transforming business requirements into technical specs and

Qualifications

• Strong experience as a Business Analyst within Treasury and Liquidity Management.
• Strong knowledge of Treasury & Balance Sheet Management.
• Hands-on experience in Asset and Liability Management (ALM).
• Understanding of Liquidity Risk Management including LCR, NSFR, HQLA.
• Exposure to SWIFT messaging.
• Experience translating business requirements into technical specifications, mappings, controls, and traceability matrices.
• Experience in data integration, data discovery, profiling, validation, and testing.
• Experience creating data lineage, data catalogues, process flows, and governance documentation.
• Hands-on experience with JIRA and Confluence.
• Experience preparing user stories, acceptance criteria, test plans, and test cases.
• Strong communication and stakeholder management skills.
• Experience working in an Agile delivery environment.

Skills

Business Analyst / Senior BA

Treasury & Balance Sheet

ALM

Liquidity Risk Mgmt

LCR

NSFR

HQLA

Intraday Liquidity

Funding Liquidity Risk

FTP

Cash Management

Trade Settlement

SWIFT

SQL & Data Analysis

Tech Specs & Mappings

Data Integration

Data Lineage & Governance

JIRA & Confluence

User Stories & Test Plans

Stakeholder Management

Agile Delivery

Tools

JIRA

Confluence

Job description

Job Title: Senior Business Analyst - Liquidity Management

• Location: Chennai / Hyderabad / Bangalore

• Experience: 9-12 Years
• Notice Period: Immediate to 60 Days
• Domain: BFSI / Treasury / Liquidity Risk
• Role: Senior Business Analyst - Liquidity Management

Key Skills Required

• Strong experience as a Business Analyst / Senior Business Analyst within Treasury and Liquidity Management
• Strong knowledge of Treasury & Balance Sheet Management
• Hands-on experience in Asset and Liability Management (ALM)
• Strong understanding of Liquidity Risk Management, including:
  • Liquidity Coverage Ratio (LCR)
  • Net Stable Funding Ratio (NSFR)
  • High-Quality Liquid Assets (HQLA)
  • Intraday Liquidity & Cash Flow Management
  • Short-Term & Long-Term Funding Liquidity Risk
• Good understanding of Funds Transfer Pricing (FTP)
• Experience in Cash Management & Accounting
• Strong understanding of the Trade Settlement Lifecycle
• Hands-on exposure to SWIFT messaging
• Strong SQL and data analysis skills for handling large and complex datasets
• Experience translating business requirements into technical specifications, mappings, controls, and traceability matrices
• Experience in data integration, data discovery, profiling, validation, and testing
• Experience creating data lineage, data catalogues, process flows, and governance documentation
• Hands-on experience with JIRA and Confluence
• Experience preparing user stories, acceptance criteria, test plans, and test cases
• Strong communication and stakeholder management skills
• Experience working in an Agile delivery environment

Good to Have

• Knowledge of Interest Rate Risk in the Banking Book (IRRBB)
• Exposure to Capital or Credit Calculation Engines
• Experience with Axiom / AxiomSL for regulatory or capital reporting
• Experience working with Treasury systems or Capital Management technology
• Familiarity with Big Data concepts and platforms
• Strong understanding of financial products and their impact on capital and liquidity management