Business Analyst - Credit Risk [Immediate Joiner]

Luxoft India; Bengaluru Urban; On-site; INR 900,000 - 1,200,000; Full time

Job summary

Luxoft India is seeking a Business Analyst to work with Moody's Credit Risk team and collaborate with Finance, Treasury and regulatory reporting units to articulate requirements in BRDs.

The role focuses on data sourcing for ETL, data mapping for FTP, data quality and ensuring alignment with regulatory guidelines. Strong communication with stakeholders and hands-on SQL/Oracle skills are essential.

Qualifications

• 4 to 7 years of functional experience in Credit Risk and regulatory reporting roles.
• Strong knowledge of equities, fixed income, derivatives, forex.
• Understanding of Basel/BCBS 239 data governance and PD/LGD/EAD/RWA.
• Proficiency in SQL and Oracle tools.
• Experience with both waterfall and agile methodologies.
• Strong communication and stakeholder management skills.

Responsibilities

• Act as a business solution owner of the project target state and contribute to BRDs.
• Document detailed requirements in BRDs and obtain sign-off from relevant stakeholders.
• Ensure solutions comply with internal procedures and regulatory guidelines.
• Analyze new data sourcing to support ETL design.
• Elicit data requirements and map data for FTP calculations.
• Analyze and fix data quality issues.
• Validate that the proposed architecture aligns with the business target state.
• Drive prioritization considering benefits, timelines, and performance.
• Coordinate interfaces and releases for Treasury and Liquidity Reporting workstreams.
• Plan testing, coordinate testing, and obtain stakeholder sign-off.
• Support the development of testing packs with predefined results sets.
• Review test cases to ensure UAT coverage.
• Monitor gaps/defects and coordinate with Technology to resolve them.

Skills

Credit Risk

Regulatory reporting

SQL

Oracle

Basel rules

Data lineage

Data visualization

Stakeholder mgmt

Agile

Waterfall

Job description

• The Business Analyst will work with Moody's Credit Risk team of UK Based Investement Bank and work collaboratively with Country Finance, Treasury, Group Liquidity Regulatory reporting and BAU teams to understand requirements and articulate them within the Business and data requirements document

Responsibilities:

• To act as a business solution owner of the projects' target state and support analysis included in relevant concept and methodology papers required for preparation of BRDs
• To be accountable for ensuring that detailed requirements are documented in BRDs, and are duly signed off by relevant stakeholders
• To ensure that the new solutions comply with internal procedures / external regulatory guidelines and project deliverables are properly understood by business stakeholders, project team, and end-users.
• Analysis of new data sourcing to support ETL design and development
• Elicitation of data requirements and documentation of data mapping specifications for Funds Transfer Pricing (FTP) computation
• Analysis and fixing of data quality issues
• To validate that the strategic system architecture proposed by Technology is fit for its business purpose and is in line with the agreed business target state
• To drive prioritization taking into consideration business benefits, delivery timelines, system performance etc.
• To centrally coordinate system interfaces/dependencies/change releases for the Treasury and Liquidity Reporting work streams and ensure alignment across all centres
• Test planning, coordinate testing, validate test results and obtain sign off from stakeholders
• To support the development of testing packs with predefined results sets
• To review test cases ensuring completeness of UAT coverage
• To monitor any gaps / defects identified, and work with Technology counterparts to track progress and ensure resolution

Mandatory Skills Description:

• 4 to 7 years of functional experience in Credit Risk, Capital risk, regulatory reporting change Management roles
• Good understanding of financial & capital markets domain with sound knowledge of products like equities, fixed income, derivatives, forex etc.
• Good exp. in BCBS 239 or Basel evolution, Data lineage constraints , Liquidity ratios, PD, LGD, EAD or RWA calculations.
• Knowledge of Basel Capital regulations and good understanding of financial risk
• Expertise in SQL and Oracle tools.
• Experience with both waterfall & agile methodologies
• Experience in analysing data to draw business-relevant conclusions and in data visualization techniques and tools
• Strong communication and stakeholder management skills