Business Analyst

emagine; Bengaluru; On-site; INR 800,000 - 1,200,000; Full time

Job summary

emagine seeks a Business Analyst to join its product development center in Bengaluru. You will work in an agile environment, translating complex banking regulations into functional specifications and software solutions.

You’ll analyze Regulatory Reporting requirements, collaborate with product owners and SMEs, perform UAT, and document end-user guides while engaging with international teams. Candidates should have 3+ years in banking/finance IT, strong SQL skills, and understanding of Basel

Qualifications

• 3+ years in a Bank, Financial Institution, or IT firm within the banking domain.
• Willingness to learn about regulatory reporting domain.
• Degree in Finance, Business, IT, Mathematics, Economics or CA/ICWA preferred.

Responsibilities

• Analyze regulations and business/client requirements from national and international banking authorities.
• Translate regulations into functional specifications including Data Gap Analysis, Data Modelling & Mapping, and Business/Validation rules.
• Perform functional implementations using SQL for data analysis and reporting.
• Create and validate functional scenarios & test data, conduct UAT, and perform regression testing.
• Develop understanding of product roadmaps through interaction with Product Owners and SMEs.
• Maintain end-user documentation and internal guides.
• Provide support for customer projects and resolve functional tickets.
• Collaborate with national and international colleagues across levels.

Skills

Regulatory Reporting

Basel III/IV

PD

LGD & EAD

SQL

Credit risk

Banking domain experience

Excellent communication

Agile (Scrum/Kanban)

Education

Finance/Business/IT/Math/Economics/CA/ICWA

Tools

Jira

Confluence

XML

XBRL

JSON

MS Excel

Job description

What You\'ll Do

As a Business Analyst, you will be part of the agile development cycle for product development center. This techno-functional role involves analyzing international banking regulations and translating them into software solutions and functional specifications. This entails:

• Analyze regulations and business/client requirements from national and international banking authorities.
• Translate regulations into functional specifications including Data Gap Analysis, Data Modelling & Mapping, and Business/Validation rules.
• Perform functional implementations using SQL, e.g., on decision tables or allocation rules.
• Create and validate functional scenarios & test data, conduct UAT (User Acceptance Testing), and perform regression testing.
• Develop a clear understanding of product roadmaps through interaction with Product Owners and Subject Matter Experts.
• Maintain detailed end-user documentation and internal technical-functional guides.
• Provide support for customer projects and resolve functional tickets.
• Join a dynamic team and collaborate with national and international colleagues at all levels and skills within the organization.

Key Requirements

• key Primary skills: Regulatory Reporting, Basel III / Basel IV, PD, LGD & EAD, SQL, Credit risk, Banking Domain Experience.
• Experience: 3+ years in a Bank, Financial Institution, or IT firm within the banking domain and willingness to learn about regulatory reporting domain.
• Education: Degree in Finance, Business, Information Technology, Mathematics, Economics or Charted Accountants/ICWA preferred.
• Technical Skills: Working knowledge of SQL for data analysis and reporting is highly valued.
• Technical Affinity: Familiarity with XML, XBRL, JSON, and MS Excel/Access would be a plus.
• Domain Knowledge: Basic understanding of Banking Products, Financial Instruments, and Financial Markets.
• Accounting: Fair understanding of Balance Sheets, P&L statements, and basic accounting concepts would be a plus.
• Risk Exposure: Knowledge of Market Risk, Counterparty Credit Risk, and Basel accords would be a plus.
• Excellent communication skills — able to engage and influence stakeholders across business, compliance, and technical teams.
• Excellent analytical, problem-solving, and documentation skills; able to translate complex regulations into practical solutions.
• Hands-on experience working within Agile (Scrum/Kanban) project environments using tools such as Jira and Confluence.

Other Details

Location - Pune / Bangalore. Join a global leader where our agile culture and innovative spirit allow you to shape the future of financial stability. Take ownership of high-profile international projects and benefit from our global internal mobility initiatives while accessing a wide range of our technical and functional training opportunities.