Builder - Underwriting Partner

Cars24; Gurgaon; On-site; INR 900,000 - 1,400,000; Full time

Job summary

Cars24 in Gurgaon, India seeks an experienced Credit Underwriter to assess loan applications and analyze financial data to determine creditworthiness.

The role requires 3–7 years in credit underwriting and proficiency with credit checks (CIBIL). You will collaborate with internal teams to refine credit strategies and monitor portfolio performance.

Qualifications

• 3-7 years of experience in credit underwriting or related field (NBFC).
• Strong understanding of credit analysis, assessment, and evaluation techniques.
• Proficiency in CIBIL or similar systems for conducting credit checks.

Responsibilities

• Conduct thorough credit analysis and appraisal to evaluate loan applications.
• Review financial statements, industry trends, and other relevant data to determine creditworthiness.
• Collaborate with internal stakeholders to develop comprehensive credit strategies and policies.
• Monitor portfolio performance and identify areas for improvement.

Skills

Credit analysis

Credit underwriting

Evaluation techniques

Tools

CIBIL

Job description

• Conduct thorough credit analysis and appraisal to evaluate loan applications.
• Review financial statements, industry trends, and other relevant data to determine creditworthiness.
• Collaborate with internal stakeholders to develop comprehensive credit strategies and policies.
• Monitor portfolio performance and identify areas for improvement.

Job Requirements :

• 3-7 years of experience in credit underwriting or related field (NBFC).
• Strong understanding of credit analysis, assessment, and evaluation techniques.
• Proficiency in CIBIL or similar systems for conducting credit checks.