Branch Operations Manager

Utkarsh Small Finance Bank; Delhi; On-site; INR 500,000 - 700,000; Full time

Job summary

Utkarsh Small Finance Bank in Delhi invites a branch operations professional to oversee daily branch activities, cash management, and accurate processing of deposits and advances. The role requires strict adherence to KYC/AML/CFT guidelines and meticulous record maintenance.

You will deliver strong customer service, help achieve branch targets, coordinate ATM operations, and safeguard cash and security items while upholding bank policies.

Responsibilities

• Responsible for branch operations, which includes sales, operations and customer service, ensuring strict compliance with Bank's policies and procedures.
• Responsible for meeting the branch business targets.
• Solving day to day customer request-RTGS, NEFT, DEMAND DRAFTS, also handling Customer complaints
• Ensuring that the branch adheres to all regulatory requirements and guidelines such as Know Your Customer (KYC), Anti Money Laundering (AML), Combating the Financing of Terrorism (CFT), etc., at all times
• Rendering excellent Customer Service and ensure their needs are understood and met through the various financial product offerings of the bank.
• Establishes and administers a wide variety of banking services for the receipt, disbursement and investments including affirmation and reconciliation of investment trading and income activity, asset allocation activities, and allocation of investment income.
• Plans, manages, and directs the banking operations of the branch.
• Authorize transactions above Tellers limits within the approved limit by reference to the instruments and supporting vouchers to ensure their validity and correctness.
• Co-ordinate with outsourced service providers regarding functioning of Branch ATM's (Onsite and Offsite).
• Responsible for Control over Stationery usage and safe-keeping of security items such as Demand Drafts, Correspondent Bank DD's, Travellers Cheques, Travel Cards, Passbooks, Withdrawal Slips, Bank stamps, etc.
• Supervise the performance of Customer Service Officers (Tellers), Sales Executives, to ensure optimum productivity and high quality service in order to provide a range of general banking services to customers.

Job description

JOB SUMMARY

The incumbent will be responsible for maintaining overall branch operations, ensuring maintenance of adequate stock of security items, passbooks and various forms required for deposits & advances and other transactions. The position is also responsible for cash transactions in the Branch including cash management, tallying of cash with reports in system, maintenance of registers for cash transactions etc.

KEY RESPONSIBILITIES

• Responsible for branch operations, which includes sales, operations and customer service, ensuring strict compliance with Bank's policies and procedures.
• Responsible for meeting the branch business targets.
• Solving day to day customer request-RTGS, NEFT, DEMAND DRAFTS, also handling Customer complaints
• Ensuring that the branch adheres to all regulatory requirements and guidelines such as Know Your Customer (KYC)”, “Anti Money Laundering (AML)”, “Combating the Financing of Terrorism (CFT)”,etc., at all times
• Rendering excellent Customer Service and ensure their needs are understood and met through the various financial product offerings of the bank.
• Establishes and administers a wide variety of banking services for the receipt, disbursement and investments including affirmation and reconciliation of investment trading and income activity, asset allocation activities, and allocation of investment income.
• Plans, manages, and directs the banking operations of the branch.
• Authorize transactions above Tellers limits within the approved limit by reference to the instruments and supporting vouchers to ensure their validity and correctness.
• Co-ordinate with outsourced service providers regarding functioning of Branch ATM's (Onsite and Offsite).
• Responsible for Control over Stationery usage and safe-keeping of security items such as Demand Drafts, Correspondent Bank DD"s, Travellers Cheques, Travel Cards, Passbooks, Withdrawal Slips, Bank stamps, etc.
• Supervise the performance of Customer Service Officers (Tellers), Sales Executives, to ensure optimum productivity and high quality service in order to provide a range of general banking services to customers.