Branch Operations and Service Manager Branch Banking

AU Small Finance Bank; Kolkata District; In loco; INR 600.000 - 900.000; Tempo pieno

Descrizione del lavoro

AU Small Finance Bank Limited is seeking a Branch Operations and Service Manager for Branch Banking. You will manage overall branch operations and drive high-quality service delivery across multiple locations in West Bengal. The role emphasizes targets, cost control, and migration to digital channels.

You will oversee cash, ATM operations, vendor management, and ensure regulatory compliance while leading a team to deliver consistent customer satisfaction and process improvements.

Competenze

• Strong understanding of banking operations, compliance, and regulatory guidelines.
• Knowledge of KYC, AML, audit processes, and risk management.
• Familiarity with branch banking products, customer service standards, and digital banking.
• Proficiency in MIS reporting and operational process controls.
• Awareness of cost control, branch administration, and vendor management.

Mansioni

• Assist Branch Head in achieving branch targets and driving sales campaigns.
• Monitor unusual transactions daily and ensure timely resolution.
• Identify and plug income leakages; manage branch costs efficiently.
• Oversee all branch operations including cash, ATM (onsite/offsite), key movement, lockers, and stationery.
• Supervise client and internal accounts, including deposits, closures, suspense, payables/receivables, DDs, and POs.
• Monitor critical accounts; coordinate with processing centers and clearing units for smooth operations.
• Act as custodian for vouchers, reports, registers, and ensure proper records management.
• Maintain branch premises, manage vendor payments, AMC contracts, and ensure timely renewals.
• Ensure compliance with operational standards in areas like Clearing, CMS, and DP operations.
• Review operational reports and drive process improvements regularly.

Conoscenze

Professional Communication

Relationship Management

Business tact

Descrizione del lavoro

Group Company:

AU Small Finance Bank Limited

Designation:

Branch Operations and Service Manager Branch Banking

Office Location:

City Centre Paschim Bardhaman , Clive Row Kolkata , Near Curzon Gate Bardhaman , Near Shahid Chowk Paschim Bardhaman , SF Road Darjeeling , Sevoke Road Darjeeling

Position description:

Manage overall branch operations and ensure timely, high-quality service delivery.

Primary Responsibilities:

• 1. Assist Branch Head in achieving branch targets and driving sales campaigns.
• 2. Monitor unusual transactions daily and ensure timely resolution.
• 3.Identify and plug income leakages; manage branch costs efficiently.
• 4. Oversee all branch operations including cash, ATM (onsite/offsite), key movement, lockers, and stationery.
• 5. Supervise client and internal accounts, including deposits, closures, suspense, payables/receivables, DDs, and POs.
• 6. Monitor critical accounts; coordinate with processing centers and clearing units for smooth operations.
• 7. Act as custodian for vouchers, reports, registers, and ensure proper records management.
• 8. Maintain branch premises, manage vendor payments, AMC contracts, and ensure timely renewals.
• 9. Ensure compliance with operational standards in areas like Clearing, CMS, and DP operations.
• 10. Review operational reports and drive process improvements regularly.

Additional Responsibilities:

• 1. Ensure high service standards and achieve branch service and quality targets.
• 2. Oversee branch administration and supervise operations staff for timely, quality delivery.
• 3. Monitor service levels and take corrective actions to maintain customer satisfaction.
• 4. Address customer complaints promptly and conduct service meets/feedback reviews.
• 5. Drive migration of customers to digital channels.
• 6. Coordinate with internal departments to ensure seamless branch operations.
• 7. Support branch budget goals through deepening, cross-selling, and walk-in referrals.

Reporting Team

• Reporting Designation:
• Reporting Department:

Educational qualifications preferred

• Category:
• Field specialization:
• Degree:
• Academic score:
• Institution tier:

Required Certification/s:

Required Training/s:

Required work experience

• Industry: BFSI/Telecom/Any Industry
• Role: Executive/Officer
• Years of experience: 6 to 7

Key Performance Indicators:

Customer Satisfaction Score (CSAT), Complaint Resolution TAT, Service Audit Score, Transaction Accuracy Rate, ATM/Cash Reconciliation Timeliness, Cost Control vs. Budget, Regulatory Audit Compliance, Digital Channel Migration Rate, Cross-sell / Referral Targets, Staff Training Productivity

Required Competencies:

• 1. Strong analytical and problem-solving skills
• 2. Excellent written and verbal communication
• 3. Effective people management and team leadership
• 4. Attention to detail and ability to identify early warning signals
• 5.Hardworking, detail-oriented, and focused on integrity
• 6. Growth-driven with industry awareness
• 7. Customer-focused with a commitment to teamwork
• 8. Ability to nurture talent and foster development

Required Knowledge:

• 1.Strong understanding of banking operations, compliance, and regulatory guidelines.
• 2.Knowledge of KYC, AML, audit processes, and risk management.
• 3.Familiarity with branch banking products, customer service standards, and digital banking.
• 4.Proficiency in MIS reporting and operational process controls.
• 5.Awareness of cost control, branch administration, and vendor management.

Required Skills:

• 1. Professional Communication - Regional language proficiency, verbal and written fluency, soft-spoken
• 2. Relationship Management - Client-Centric Approach, respectful
• 3. Business tact Negotiations - resolving Conflict

Required abilities

• Physical: 1. Physical fitness 2. Mental agility 3. Ability to do extensive work 4. Ability to handle work pressure and demanding clients
• Other: NA

Work Environment Details:

90% - Office, 10% - Field

Specific requirements

• Travel: Low
• Vehicle: NA
• Work Permit: NA

Other details

• Pay Rate: NA
• Contract Types: Permanent
• Time Constraints: Flexibile workhours as per business requirement
• Compliance Related: 1. Timely and accurate submission of internal and regulatory MIS/returns.2. Ensure full compliance with KYC, AML norms, and fraud control measures.3. Adhere to all regulatory/statutory guidelines and manage security systems (manual electronic).4. Conduct pre-audits to mitigate operational risks and ensure compliance readiness.5. Achieve good audit ratings and ensure closure of audit observations on time.6. Timely response and rectification of irregularities pointed out by auditors and operations teams.
• Union Affiliation:

Disclaimer:

This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.