Branch Credit Manager - Home loan and Mortgage Loan - Affordable - Junagadh

BFSI connect; Junagadh; Vor Ort; INR 300.000 - 500.000; Vollzeit

Zusammenfassung

BFSI connect in India seeks a Branch Credit Manager to evaluate and underwrite Affordable HL & LAP proposals at the branch level, balancing growth with portfolio quality.

The role requires strong credit assessment, risk management and compliance mindset to support sales teams and ensure quick TATs without compromising policy.

You will coordinate with legal/technical vendors, monitor delinquencies, and contribute to credit policy adherence in a fast-paced banking environment.

Qualifikationen

• Minimum 2 years of experience in Credit/Underwriting - HL & LAP.
• Strong analytical skills for financial statement assessment.
• Knowledge of legal and technical aspects of property evaluation.
• Sound understanding of Affordable Housing and LAP products.
• Ability to balance risk with business requirements.

Aufgaben

• Appraise and underwrite Affordable HL & LAP loan applications.
• Conduct thorough financial, technical, and legal due diligence.
• Ensure adherence to credit policy, risk, and compliance frameworks.
• Support sales team with quick TATs while maintaining portfolio quality.
• Monitor delinquency and implement corrective actions.
• Liaise with legal/technical vendors and internal stakeholders.

Kenntnisse

Credit Appraisal

Underwriting

Risk Assessment

HL & LAP Products

Compliance & Policy Adherence

Analytical Thinking

Portfolio Monitoring

Decision-Making

Vendor Coordination

Team Collaboration

Jobbeschreibung

As a Branch Credit Manager, you will be responsible for evaluating and underwriting Affordable Home Loan and LAP proposals at the branch level. The role requires strong credit assessment skills, risk management capabilities, and a keen eye for compliance, ensuring both business growth and portfolio quality.

• Experience : 2
• Listing Date : 01-09-2025
• Skills Required : Credit Appraisal | Underwriting | Risk Assessment | HL & LAP Products | Compliance & Policy Adherence | Analytical Thinking | Portfolio Monitoring | Decision-Making | Vendor Coordination | Team Collaboration
• Pay Details : Up to 5 LPA
• Must Have :

  • Minimum 2 years of experience in Credit/Underwriting - HL & LAP.

  • Strong analytical skills for financial statement assessment.

  • Knowledge of legal and technical aspects of property evaluation.

  • Sound understanding of Affordable Housing and LAP products.

  • Ability to balance risk with business requirements.

Key Responsibilities :

Appraise and underwrite Affordable HL & LAP loan applications.

Conduct thorough financial, technical, and legal due diligence.

Ensure adherence to credit policy, risk, and compliance frameworks.

Support sales team with quick TATs while maintaining portfolio quality.

Monitor delinquency and implement corrective actions.

Liaise with legal/technical vendors and internal stakeholders.