Branch:Branch Head

Axis Bank; Varanasi; On-site; INR 900,000 - 1,400,000; Full time

Job summary

Axis Bank is seeking a Branch Head to oversee daily branch operations, lending, sales, and customer service. You will drive growth plans in collaboration with the Cluster Head and lead a team to meet revenue targets.

Responsibilities include maintaining key customer relationships, monitoring reports, ensuring compliance, and coordinating with the cluster office to achieve overall business goals. Prior experience in BFSI is essential.

Qualifications

• Graduate/MBA (Marketing) from a recognized institute preferred.
• NCFM and AMFI certifications required or preferred.
• 10–15 years BFSI experience.

Responsibilities

• Ensure efficient daily operation of a branch, including lending, product sales and customer service in line with bank objectives.
• Prepare plan for branch growth in consultation with the Cluster Head.
• Implement the plan through the Branch team to achieve top-line goals.
• Establish and strengthen relations with key customers to generate sustained business.
• Review daily/periodic reports and take proactive actions for profitable, ethical business.
• Ensure audit and compliance deliverables meet norms.
• Create a performance-oriented environment with trained staff on products and processes.
• Liaise with cluster office and other branches to achieve business goals.
• Ensure proper upkeep of branch premises and assets including safety.

Skills

Banking product knowledge

Regulatory knowledge

Verbal and written communication

Client relationship management

Risk and deadline management

Education

Graduate/MBA (Marketing)

NCFM & AMFI certifications

Job description

About Branch Banking:

With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank's strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank's customer engagement strategy across products and services

About the Role:

The Branch Head (BH) is responsible for coordinating and overseeing all branch operations and implementing strategies to increase productivity and performance levels in order to achieve the branch's financial targets. They are responsible for ensuring the smooth functioning of the branch and its compliance with the rules and regulations. They should maintain good relations with the key account holders of the Bank to ensure deepening of accounts and thus generating revenue.

Key Responsibilities

• Ensure efficient daily operation of a branch, including lending, product sales and customer service in accordance with the bank's objectives
• Prepare the plan for the growth of branch business in consultation with the Cluster Head
• Implement the plan through the Branch team so as to achieve the top line goals
• Establish and strengthen relations with key customers (e.g. top 10%) to generate sustained business.
• Review daily/ periodic reports (e.g. overdrawn accounts, temporary overdrafts, cash retention limit, office accounts, etc.) and take proactive action to ensure profitable and ethical business.
• Ensure audit related deliverables, both internal and external are met as per the prescribed norms
• Ensure compliance with due processes and guidelines
• Create a performance oriented environment leading to high employee motivation and productivity
• Ensure that all staff are adequately trained on the products of the bank, sales processes and various policies of the bank
• Resolve, report any disruptions (e.g. strike or local disturbance) and take appropriate action to ensure that the branch operations are run smoothly.
• Liaison with the cluster office and other branch offices to ensure the smooth management of operations and the achievement of overall business goals.
• Ensure proper upkeep of branch premises and assets including safety and security

Qualifications:

Optimal qualification for success on the job is:

• Graduate/ MBA (Marketing) preferred from a recognized institute
• NCFM and AMFI Certifications
• 10-15 years of experience in the BFSI sector

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

• Knowledge of banking products and services
• Knowledge of regulatory guidelines and norms
• Good communication (both verbal and written) skill in both English and the local language
• Ability to manage complex client situations
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Ability to handle pressure and meet deadlines

#ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply