Bengaluru Consumer Payments Business Business Operations Analyst

SmartRecruiters, Inc.; Bengaluru; On-site; INR 600,000 - 1,200,000; Full time

Benefits offered by this job

Medical Insurance

Critical Illness Insurance

Accidental Insurance

Life Insurance

Wellness Program

Onsite Medical Center

Emergency Support System

Maternity Benefit

Paternity Benefit

Adoption Assistance Program

Day-care Support Program

Relocation benefits

Transfer Support Policy

Travel Policy

Employee PF Contribution

Gratuity

NPS

Leave Encashment

Higher Education Assistance

Car Lease

Salary Advance Policy

Job summary

PhonePe Limited in Bengaluru, Karnataka, invites a Business Operations Analyst to oversee day-to-day operations, stakeholder coordination, and process improvements in a fast-paced fintech environment.

The role emphasizes ownership, analytical data interpretation, and automation opportunities, with responsibilities spanning reporting, reconciliations, and cross-functional initiatives. A strong customer-first mindset and solid Excel/Sheets skills are essential.

Qualifications

• 1–2 years of experience in business operations, fintech, financial services, technology, or a similar environment.
• Strong ownership and execution mindset with a bias towards action and problem-solving.
• Excellent communication, stakeholder management, and negotiation skills.
• Strong analytical skills with the ability to interpret data and derive actionable insights.
• Advanced Excel/Google Sheets skills; basic knowledge of SQL.
• Comfortable working with ambiguity and managing multiple priorities.
• B.Tech/MBA preferred.

Responsibilities

• Own day-to-day operations and coordinate with internal and external stakeholders to ensure smooth execution.
• Manage partner relationships, operational issues, escalations, and dependencies through to resolution.
• Identify process gaps and opportunities for automation or technological intervention, and work with business and technical teams to implement solutions.
• Track key operational metrics, analyze data, identify root causes, and drive improvements in performance and customer experience.
• Own recurring and ad-hoc reporting, with strong proficiency in Excel/Google Sheets.
• Partner with finance and relevant teams on reconciliations, exceptions, and operational corrections.
• Collaborate with cross-functional teams to drive initiatives, integrations, launches, and process changes from planning through execution.
• Proactively identify risks, bring clarity to ambiguous problems, and drive issues towards closure.
• Maintain a strong customer-first mindset while balancing operational efficiency and business priorities.

Skills

Ownership & execution

Communication & stakeholder mgmt

Analytical thinking

Data interpretation

Ambiguity management

Education

B.Tech/MBA preferred

Tools

Excel/Google Sheets

SQL basics

Job description

• Department Name: Consumer Payments Business

Company Description

PhonePe Limited (Formerly PhonePe Private Limited) is a technology company that builds digital platforms for Payments, Digital Distribution Services and Financial Services. Headquartered in India, the PhonePe digital payments app was launched in 2016. As of April 2026, PhonePe has over 70 Crore life-till-date registered users and a digital payments acceptance network spread across over 5 Crore merchants. PhonePe’s products and services include Consumer Payments (including Digital Distribution Services), Merchant Payments, Lending and Insurance Distribution services, and New Platforms, which comprise Share.Market (stock broking and mutual funds distribution platform), and Indus Appstore (Android-based mobile app marketplace). Culture:

At PhonePe, we go the extra mile to make sure you can bring your best self to work, Everyday!. And that starts with creating the right environment for you. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. PhonePe-rs solve complex problems and execute quickly; often building frameworks from scratch. If you’re excited by the idea of building platforms that touch millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us!

Job Description

We are looking for a Business Operations Analyst to drive day-to-day operations, stakeholder management, process improvements, and execution across a fast-paced business environment.

• Own day-to-day operations and coordinate with internal and external stakeholders to ensure smooth execution.
• Manage partner relationships, operational issues, escalations, and dependencies through to resolution.
• Identify process gaps and opportunities for automation or technological intervention, and work with business and technical teams to implement solutions.
• Track key operational metrics, analyze data, identify root causes, and drive improvements in performance and customer experience.
• Own recurring and ad-hoc reporting, with strong proficiency in Excel/Google Sheets.
• Partner with finance and relevant teams on reconciliations, exceptions, and operational corrections.
• Collaborate with cross-functional teams to drive initiatives, integrations, launches, and process changes from planning through execution.
• Proactively identify risks, bring clarity to ambiguous problems, and drive issues towards closure.
• Maintain a strong customer-first mindset while balancing operational efficiency and business priorities.

Qualifications

• 1–2 years of experience in business operations, fintech, financial services, technology, or a similar environment.
• Strong ownership and execution mindset with a bias towards action and problem-solving.
• Excellent communication, stakeholder management, and negotiation skills.
• Strong analytical skills with the ability to interpret data and derive actionable insights.
• Advanced Excel/Google Sheets skills; basic knowledge of SQL.
• Comfortable working with ambiguity and managing multiple priorities.
• B.Tech/MBA preferred.

Additional Information

PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)

• Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System
• Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program
• Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy
• Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment
• Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy