Banking KYC 5-7 Years Chennai

Capgemini; Chennai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Capgemini in Chennai seeks a Senior KYC / CDD specialist to lead a 15-member team, perform advanced submissions analysis via EIC and ACCORD for onboarding and reviews, ensure AML/CTF compliance, and manage MLRO escalations. You will drive process improvements, prepare MIS for senior committees, and collaborate with Front Office and Financial Crime groups.

The ideal candidate has 5-7 years in end-to-end KYC/CDD, at least 2 years of leadership, and ICA/ACAMS certifications are preferred.

Qualifications

• Bachelor's Degree required
• 5-7 years total experience in end-to-end KYC / CDD
• Minimum 2 years of team leadership experience, managing a team of ~10 members
• Strong understanding of AML/CTF regulations, Sanctions, and Financial Crime risk areas
• Ability to communicate regulatory and risk-related details clearly and effectively
• Experience as a senior KYC Checker in a regulated financial institution
• ICA, ACAMS, or equivalent AML certifications preferred

Responsibilities

• Perform advanced-level analysis of submissions via client system EIC and ACCORD for onboarding and periodic reviews.
• Ensure full compliance with AML/CTF standards, regulatory expectations, and internal CDD policies.
• Manage escalations requiring MLRO or Financial Crime approval (PEPs, Negative News, Sanctions).
• Lead a team of 15 members, overseeing productivity, quality, and workload distribution.
• Provide continuous coaching, guidance, and on-the-job training to team members.
• Ensure team adherence to policies, SLAs, and quality controls.
• Engage proactively with Front Office teams, providing guidance on KYC requirements and system usage.
• Work closely with the Financial Crime Group, MLRO team, Sanctions, and Forensics departments.
• Drive process enhancements and quantify efficiency gains across workflows.
• Participate in compliance remediation exercises and ensure timely closure of findings.
• Support projects such as system improvements, UAT testing, and process migrations.
• Prepare MIS for senior committees.
• Ensure procedural documents reflect any changes in process or regulatory updates.

Skills

KYC Review

Quality Control

AML/CTF

Regulatory Compliance

Team Leadership

Stakeholder Management

Coaching & Training

Education

Bachelor's Degree

Tools

EIC System

ACCORD System

MIS/Reporting tools

Job description

Job Description:

Job Description

Your Profile

KYC Review & Quality Control

• Perform advanced-level analysis of submissions via client system EIC and ACCORD for onboarding and periodic reviews.
• Ensure full compliance with AML/CTF standards, regulatory expectations, and internal CDD policies.
• Manage escalations requiring MLRO or Financial Crime approval (PEPs, Negative News, Sanctions).

Team Leadership

• Lead a team of 15 members, overseeing productivity, quality, and workload distribution.
• Provide continuous coaching, guidance, and on-the-job training to team members.
• Ensure team adherence to policies, SLAs, and quality controls.

Stakeholder Management

• Engage proactively with Front Office teams, providing guidance on KYC requirements and system usage.
• Work closely with the Financial Crime Group, MLRO team, Sanctions, and Forensics departments.

Process & Governance

• Drive process enhancements and quantify efficiency gains across workflows.
• Participate in compliance remediation exercises and ensure timely closure of findings.
• Support projects such as system improvements, UAT testing, and process migrations.
• Prepare MIS for senior committees.
• Ensure procedural documents reflect any changes in process or regulatory updates.

Your Role

Required

• Bachelor's Degree
• 5-7 years of total experience in end-to-end KYC / CDD.
• Minimum 2 years of team leadership experience, managing a team of ~10 members.
• Strong understanding of AML/CTF regulations, Sanctions, and Financial Crime risk areas.
• Ability to communicate regulatory and risk-related details clearly and effectively.
• Experience as a senior KYC Checker in a regulated financial institution.

Preferred (Not Mandatory)

ICA, ACAMS, or equivalent AML certifications.

Requirements: