Banking Advisory Analyst

Accenture PLC; Bengaluru; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Accenture invites applications for a Banking Advisory Analyst in Bengaluru. The role focuses on commercial credit underwriting within the corporate banking wholesale team, delivering high-quality service to trade customers while managing credit risk.

You will conduct financial history research, assess loan risk parameters, and use underlying financial statements to support origination decisions, while adhering to deadlines and SLA quality standards.

Qualifications

• 3–5 years of experience in banking operations or credit underwriting.
• Any Graduation required.
• Experience exposure of US commercial banking.

Responsibilities

• Provide SME support for understanding origination guidelines and using financial statements to complete origination processes.
• Apply relevant accounting standards for credit assessment.
• Undertake ad-hoc reporting and analysis.
• Analyze financial statements (income, balance sheet, cash flow) for credit appraisal.
• Be the SME and supervise loan preparation & setup.
• Ensure day-to-day tasks meet deadlines and SLA quality.
• Win client confidence through regular, proactive communication.

Skills

Commercial Credit Underwriting

Education

MBAB.COM Finance and Accounting

Job description

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting

Designation: Banking Advisory Analyst

Qualifications: Any Graduation

Years of Experience: 3 to 5 years

About Accenture

Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com

What would you do?

• Banking Operations Analyst
• The Corporate banking Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business
• Conduct detailed research on the financial history of businesses to determine their creditworthiness.
• Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving declining counter offer of business loans. What are we looking for?
• Primary skill - Commercial Credit Underwriting - P1
• MBAB.COM Finance and Accounting
• Flexible to shifts
• Experience exposure of US commercial banking
• Good team player who is dynamic, result- oriented with strong work ethic Roles and Responsibilities:
• Provide subject matter expertise support for understanding origination guidelines and utilizing the underlying financial statements to complete the origination process
• Applying relevant accounting standards for fair and rigorous credit assessment
• Undertaking ad-hoc reporting analysis requirements
• Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
• Be the SME and supervise a process which performs loan preparation & setup
• Ensure that day-to-day tasks are completed on the agreed deadlines and quality per the SLA.
• Win the confidence of client through regular and proactive interaction