Banking Advisory Analyst

Accenture PLC; Chennai District; On-site; INR 600,000 - 900,000; Full time

Job summary

Accenture is seeking a Banking Advisory Analyst in Chennai to apply commercial credit underwriting expertise and support portfolio management, renewals, and risk assessment within the Corporate Banking Wholesale team.

The candidate should hold an MBA with 3–5 years of experience and be prepared for rotational shifts, with responsibilities including researching borrower history and evaluating repayment capacity to guide lending decisions.

Qualifications

• MBA is required.
• 3–5 years of experience in a related role.
• Primary skill: Commercial Credit Underwriting (P2).

Responsibilities

• Provide SME expertise in commercial credit underwriting, portfolio management, annual reviews, renewals, and credit risk assessment.
• Research financial history of businesses to determine creditworthiness.
• Assess loan and borrower risk parameters and recommend lending actions.
• Work as part of Corporate Banking Wholesale team, potentially rotating shifts.

Skills

Commercial Credit Underwriting

Education

MBA

Job description

Skill required:

• Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting


• Designation: Banking Advisory Analyst


• Qualifications: Master of Business Administration


• Years of Experience: 3 to 5 years

About Accenture

Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com

What would you do?

• The Commercial Underwriting SME is responsible for providing subject matter expertise in commercial credit underwriting, portfolio management, annual reviews, renewals, and credit risk assessment


• The Corporate banking Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business


• Conduct detailed research on the financial history of businesses to determine their creditworthiness.


• Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving declining counter offer of business loans.

What are we looking for?

• Primary skill - Commercial Credit Underwriting - P2

Roles and Responsibilities

• In this role you are required to do analysis and solving of lower-complexity problems.


• Your day to day interaction is with peers within Accenture before updating supervisors.


• In this role you may have limited exposure with clients and or Accenture management.


• You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments.


• The decisions you make impact your own work and may impact the work of others.


• You will be an individual contributor as a part of a team, with a focused scope of work.


• Please note that this role may require you to work in rotational shifts Master of Business Administration

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