AVP, Credit Services

HSBC; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

HSBC India is seeking a qualified professional for Corporate Banking operations. The role focuses on ensuring service excellence, security document reviews, and adherence to regulatory guidelines within a dynamic banking environment.

The candidate will monitor credit limits, manage SLAs, and support MIS reporting while coordinating with internal and external stakeholders to safeguard HSBC’s interests and drive efficient processes.

Qualifications

• Knowledge of all aspects of Commercial Banking with a background in Corporate Banking / Trade Finance / Operations.
• Knowledge of Group Credit systems, policies and procedures.
• Knowledge of local laws and regulations.
• Good Analytical skills to analyze information received.
• Good verbal and written communication skills.
• Good interpersonal skills.

Responsibilities

• Ensure the highest levels of service both internal and external customers, and with an objective of protecting the interests of the bank at all times.
• Checking of the security documents and recommending changes in HUB limits, etc. based on review / completion of necessary documentation; while ensuring adherence to pre-disbursal comments.
• Ensure Security Creation and perfection.
• Track CARM approval comments / conditions and following up with the business on due dates.
• Monitoring credit limits
• Agreed upon SLAs to be met and monitored at regular intervals.
• Improve turnaround times and reduce costs and error rates.
• Ensure compliance with regulatory and internal guidelines.
• Provide need based and time sensitive MIS.
• To ensure proper Housekeeping.

Skills

Commercial Banking

Group Credit systems

Regulatory knowledge

Analytical skills

Verbal communication

Written communication

Interpersonal skills

AI tools familiarity

Job description

Some Careers Open More Doors Than Others. If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Business Description

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Corporate Banking provides international financial services solutions that support businesses ranging from mid-market enterprises to large corporates across industries and sectors. Leveraging the strength, scope, and expertise of our global product network, Corporate Banking is positioned as an essential partner to firms seeking to maximise their potential internationally, offering streamlined business access to HSBC’s international network and broad range of market leading banking products and services.

Responsibilities Include

• Ensure the highest levels of service both internal and external customers, and with an objective of protecting the interests of the bank at all times
• Checking of the security documents and recommending changes in HUB limits, etc. based on review / completion of necessary documentation; while ensuring adherence to pre-disbursal comments.
• Ensure Security Creation and perfection.
• Track CARM approval comments / conditions and following up with the business on due dates.
• Monitoring credit limits
• Agreed upon SLAs to be met and monitored at regular intervals.
• Improve turnaround times and reduce costs and error rates.
• Ensure compliance with regulatory and internal guidelines.
• Provide need based and time sensitive MIS.
• To ensure proper Housekeeping.

Qualification & Skills

• Knowledge of all aspects of Commercial Banking with a background in Corporate Banking / Trade Finance / Operations.
• Knowledge of Group Credit systems, policies and procedures.
• Knowledge of local laws and regulations.
• Good Analytical skills to analyze information received.
• Good verbal and written communication skills.
• Good interpersonal skills.

Pro-tip : Familiarity with AI-enabled tools is an advantage.

As an employee, you are required to perform your duties in a professional capacity exercising independent judgement, discretion and decision-making authority in planning, organising, directing work, supervising and appraising the work of team members, as applicable; and taking accountability for delivery outcomes. You will represent the organization with relevant internal and external stakeholders. You will allocate and prioritize work, provide direction and feedback, manage team capacity and leave in line with policy as applicable.

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India