AVP, Credit Services

HSBC Holdings plc; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

HSBC Holdings plc in Mumbai seeks a skilled professional to support Corporate Banking operations, focusing on security creation, credit inspections, and compliance with regulatory guidelines.

You will engage with internal and external stakeholders, monitor SLAs, prepare time-sensitive MIS, and assist in maintaining efficient processes and accurate documentation.

Qualifications

• Knowledge of Commercial Banking concepts, policies and procedures.
• Experience with corporate banking or trade finance operations preferred.
• Strong analytical and communication abilities.

Responsibilities

• Ensure the highest levels of service to internal and external customers while protecting the bank's interests.
• Review security documents and advise on HUB limits and pre-disbursal conditions.
• Ensure Security Creation and perfection; track approval comments and follow up on due dates.
• Monitor credit limits and maintain agreed turnaround times; meet SLAs.
• Ensure regulatory and internal guidelines compliance; provide timely MIS.

Skills

Commercial Banking

Trade Finance

Operations

Analytical Skills

Communication

Interpersonal Skills

Job description

Some careers open more doors than others.

If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Business Description:

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Corporate Banking provides international financial services solutions that support businesses ranging from mid‑market enterprises to large corporates across industries and sectors. Leveraging the strength, scope, and expertise of our global product network, Corporate Banking is positioned as an essential partner to firms seeking to maximise their potential internationally, offering streamlined business access to HSBC’s international network and broad range of market leading banking products and services.

Responsibilities include:

• Ensure the highest levels of service both internal and external customers, and with an objective of protecting the interests of the bank at all times
• Checking of the security documents and recommending changes in HUB limits, etc. based on review / completion of necessary documentation; while ensuring adherence to pre-disbursal comments.
• Ensure Security Creation and perfection.
• Track CARM approval comments / conditions and following up with the business on due dates.
• Monitoring credit limits
• Agreed upon SLAs to be met and monitored at regular intervals.
• Improve turnaround times and reduce costs and error rates.
• Ensure compliance with regulatory and internal guidelines.
• Provide need based and time sensitive MIS.

Qualification & Skills:

• Knowledge of all aspects of Commercial Banking with a background in Corporate Banking / Trade Finance / Operations.
• Knowledge of Group Credit systems, policies and procedures.
• Knowledge of local laws and regulations.
• Good Analytical skills to analyze information received.
• Good verbal and written communication skills.
• Good interpersonal skills.

Pro-tip : Familiarity with AI-enabled tools is an advantage.

As an employee, you are required to perform your duties in a professional capacity exercising independent judgement, discretion and decision-making authority in planning, organising, directing work, supervising and appraising the work of team members, as applicable; and taking accountability for delivery outcomes. You will represent the organization with relevant internal and external stakeholders. You will allocate and prioritize work, provide direction and feedback, manage team capacity and leave in line with policy as applicable.

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India