Audit Supervisor

Mijas Consultants Jaipur; Hyderabad; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Mijas Consultants Jaipur is seeking an experienced Audit Supervisor to strengthen our Internal Audit function. The role focuses on LAP and EBL audits, ensuring adherence to RBI guidelines, internal policies, and risk controls while identifying process gaps and recommending corrective actions.

You will lead audits across loan portfolios, prepare observations and risk ratings, coordinate with Credit, Risk, and Operations teams, and present findings to senior management.

Qualifications

• 8–10 years in Internal Audit or Credit Audit.
• Experience in NBFC/Bank/Housing Finance.
• Strong knowledge of LAP and loan products.
• Experience with Credit Hindsighting.
• Excellent report writing and Excel skills.

Responsibilities

• Conduct internal audits of LAP and Enterprise Business Loan portfolios.
• Perform Credit Hindsighting on sanctioned and disbursed loan files.
• Evaluate compliance with internal credit policies and RBI guidelines.
• Review credit appraisal quality and identify policy deviations.
• Verify loan documentation and collateral-related records.
• Assess credit underwriting quality and risk assessment practices.
• Prepare audit reports with observations, risk ratings, and recommendations.
• Track closure of audit observations.
• Coordinate with Credit, Risk, Operations, and Business teams.
• Identify fraud indicators and process weaknesses.
• Recommend process improvements and control enhancements.
• Present audit findings to senior management.

Skills

Audit expertise

Credit auditing

Stakeholder communication

Advanced Excel

Education

Graduate

Tools

Audit software

Excel

Job description

Job Title - Audit Supervisor Internal Audit (LAP & EBL)

Job Summary

We are seeking an experienced Audit Supervisor to strengthen our Internal Audit function. The role involves conducting credit audits, hindsight reviews, quality checks, and process audits across LAP and Enterprise Business Loan portfolios. The candidate will ensure adherence to internal credit policies, regulatory requirements, and risk management standards while identifying process gaps and recommending corrective actions.

Key Responsibilities

• Conduct internal audits of LAP and Enterprise Business Loan portfolios.
• Perform Credit Hindsighting on sanctioned and disbursed loan files.
• Evaluate compliance with internal credit policies and RBI guidelines.
• Review credit appraisal quality and identify policy deviations.
• Verify loan documentation and collateral-related records.
• Assess credit underwriting quality and risk assessment practices.
• Prepare audit reports with observations, risk ratings, and recommendations.
• Track closure of audit observations.
• Coordinate with Credit, Risk, Operations, and Business teams.
• Identify fraud indicators and process weaknesses.
• Recommend process improvements and control enhancements.
• Present audit findings to senior management.

Desired Candidate Profile

• 8-10 years of experience in Internal Audit, Credit Audit, or Credit Quality Review.
• Experience in NBFC, Bank, or Housing Finance Company.
• Strong knowledge of LAP and Business Loan products.
• Experience in Credit Hindsighting.
• Strong understanding of RBI regulations.
• Excellent report-writing skills.
• Strong Excel skills (Pivot Tables, VLOOKUP/XLOOKUP, MIS reporting).
• Experience with Audit Management Software.
• Good analytical and presentation skills.
• Ability to interact with senior stakeholders.

Qualification - Graduate

Preferred - MBA, Semi Qualified CA ,CA