Internal Audit - CA fresher

Anand Rathi Global Finance Limited; Mumbai; On-site; INR 450,000 - 650,000; Full time

Job summary

Anand Rathi Global Finance Limited is seeking a Chartered Accountant (Fresher) to join its Internal Audit team in Mumbai. The role offers exposure to governance, risk management, regulatory compliance, and data analytics within a fast-growing NBFC.

The candidate will collaborate with senior management to strengthen internal controls, improve operational efficiency, and ensure RBI regulations and internal policies are followed.

Qualifications

• Be a recently qualified Chartered Accountant (Fresher) to join our Internal Audit team.
• Exposure to governance, risk management, regulatory compliance, business process reviews and data analytics within NBFC.
• Work with senior management to strengthen internal controls and improve operational efficiency; ensure RBI regulations and internal policies compliance.

Responsibilities

• Assist in planning and execution of risk-based internal audits across business LAP, LAS, Treasury and support functions.
• Perform process walkthroughs and testing of financial, operational, compliance, and IT controls.
• Prepare audit workpapers in accordance with Internal Audit Standards.
• Assist in drafting audit observations, risk ratings, and practical recommendations.
• Support audits covering RBI regulations applicable to NBFCs.
• Review compliance with credit policies and approval matrix, SOPs, Board-approved frameworks, and regulatory guidelines.
• Participate in thematic and regulatory reviews.
• Review compliance with credit policies and approval matrix.
• Verify KYC, CKYC, AML compliance.
• Verify completeness of loan documentation.
• Review mortgage/pledge creation and disbursement controls.
• Review EMI, interest application, MTM monitoring, and insurance coverage.
• Prepare audit reports and track closure of observations.

Skills

Internal Audit

Governance

Risk Management

Regulatory Compliance

Data Analytics

Process Walkthroughs

KYC/CKYC/AML

Documentation

Audit Observations

Controls Testing

Education

Chartered Accountant (CA)

Job description

We are looking for a recent qualified Chartered Accountant (Fresher) to join our Internal Audit team. The role offers an excellent opportunity to gain exposure to governance, risk management, regulatory compliance, business process reviews, and data analytics within a fast-growing NBFC.

The candidate will work closely with senior management and business teams to strengthen internal controls, improve operational efficiency, and ensure compliance with RBI regulations and internal policies.

Key Role & Responsibilities:

Internal Audit Execution

• Assist in planning and execution of risk-based internal audits across business LAP, LAS, Treasury and support functions.
• Perform process walkthroughs and testing of financial, operational, compliance, and IT controls.
• Prepare audit workpapers in accordance with Internal Audit Standards.
• Assist in drafting audit observations, risk ratings, and practical recommendations.

Regulatory & Compliance Reviews

• Support audits covering RBI regulations applicable to NBFCs
• Review compliance with credit policies and approval matrix, SOPs, Board-approved frameworks, and regulatory guidelines.
• Participate in thematic and regulatory reviews.
• Review compliance with credit policies and approval matrix
• Verify KYC, CKYC, AML compliance

Documentation & Disbursement Controls

• Verify completeness of loan documentation
• Review mortgage/pledge creation and disbursement controls
• Review EMI, interest application, MTM monitoring, and insurance coverage

Asset Classification & Income Recognition

• Prepare audit reports and track closure of observations