Associate Product Manager - AI-Powered Reconciliation Platform

Wipro; Chennai; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Wipro Limited in Chennai, India, is seeking an Associate Product Manager to identify and shape AI-powered bolt-ons and adjacencies for the Core Banking ecosystem. Reporting to the Product Manager, you will help define vision, roadmap, UX, business case and GTM for reusable AI-enabled solutions across APIs, data platforms, and automation.

The role requires 7–10 years in banking product management, strong knowledge of core banking platforms and APIs, and an MBA or related certification desirable.

Qualifications

• 7–10 years of banking product-management experience, preferably Core Banking bolt-ons.
• Strong knowledge of Core Banking platforms and ecosystem across deposits, payments, lending, CRM, risk/compliance, finance and data.
• Ability to turn platform gaps into product opportunities; exposure to APIs and cloud data platforms.

Responsibilities

• Ecosystem & problem discovery to map banking journeys and identify gaps.
• Bolt-ons & adjacencies across servicing, deposits, payments, lending, and data.
• Define vision, strategy and roadmap; prioritize by ROI and market potential.
• Apply AI/ML, GenAI, and agentic AI to servicing, workflows, and decision support.

Skills

APIs & integration

AI/ML basics

GenAI concepts

Workflow automation

Market analysis

Roadmaps

UX considerations

GTM planning

Education

Bachelor’s degree in Engineering/Technology/Finance/Business

Job description

Associate Product Manager - AI-Powered Core Banking Bolt-ons & Adjacencies Job Description Job Title: Associate Product Manager - AI-Powered Core Banking Bolt-ons & Adjacencies City: Chennai State/Province: Tamil Nadu Posting Start Date: 10/23/26 Wipro Limited (NYSE: WIT, BSE: 507685, NSE: WIPRO) is a leading technology services and consulting company focused on building innovative solutions that address clients’ most complex digital transformation needs. Leveraging our holistic portfolio of capabilities in consulting, design, engineering, and operations, we help clients realize their boldest ambitions and build future-ready, sustainable businesses. With over 230,000 employees and business partners across 65 countries, we deliver on the promise of helping our customers, colleagues, and communities thrive in an ever-changing world. For additional information, visit us at www.wipro.com.

Job Description

Associate Product Manager – AI-Powered Core Banking Bolt-ons & Adjacencies

Location: Chennai, India (Preferred) | Experience: 7–10 Years | Domain: Core Banking Ecosystem

About the Role

We are looking for an Associate Product Manager (APM) to identify and help build AI-powered bolt-on and adjacent solutions for the Core Banking ecosystem. Reporting to the Product Manager, the APM will identify problems solvable without replacing or disrupting the core. The role will contribute to product vision, roadmap, UX, business case and GTM for reusable solutions using AI, data, APIs, workflow orchestration and automation.

Key Responsibilities

Ecosystem & Problem Discovery

• Understand customer, accounts, deposits, transactions, payments, lending, fees, servicing, product configuration and general ledger.
• Understand digital banking, CRM, cards, KYC/AML, fraud, treasury, finance, documents and data platforms.
• Analyze banking journeys to identify process gaps, manual work, data silos, integration issues, poor UX and legacy constraints.

Bolt-ons & Adjacencies

• Define bolt-ons and adjacencies across servicing, deposits, payments, lending, operations, risk, compliance and data.
• Evaluate intelligent servicing, customer 360, workflow orchestration, exception management and employee copilots.
• Ensure solutions are configurable and core-agnostic across legacy and modern platforms.

Product Strategy & Roadmap

• Partner with the Product Manager to define vision, strategy and roadmap.
• Track customer needs, competitors, banking models, regulations and technology trends.
• Prioritize by market potential, customer pain, differentiation, reusability and ROI.
• Convert repeatable market problems into scalable products.

AI, Data & Innovation

• Apply AI/ML, GenAI and Agentic AI to servicing, operations, exceptions, workflows and decision support.
• Reimagine processes rather than replicate core functionality outside the core.
• Embed human oversight, explainability, auditability, security and responsible-AI controls.

Preferred Credentials

• 7–10 years of banking product-management experience, preferably involving Core Banking bolt-ons or adjacent solutions.
• Strong knowledge of Core Banking platforms, processes and the wider ecosystem across deposits, payments, lending, digital channels, CRM, risk/compliance, finance and data.
• Ability to identify platform gaps and convert business problems into product opportunities.
• Exposure to APIs, integration, cloud, data platforms, workflow automation, AI/ML, GenAI and Agentic AI.
• Skills in discovery, market analysis, roadmaps, UX, prioritization, business cases and GTM.
• Bachelor’s degree in Engineering, Technology, Finance, Business or related discipline; MBA or relevant certification desirable.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, caste, creed, religion, gender, marital status, age, ethnic and national origin, gender identity, gender expression, sexual orientation, political orientation, disability status, protected veteran status, or any other characteristic protected by law.

Wipro is committed to creating an accessible, supportive, and inclusive workplace. Reasonable accommodation will be provided to all applicants including persons with disabilities, throughout the recruitment and selection process. Accommodations must be communicated in advance of the application, where possible, and will be reviewed on an individual basis. Wipro provides equal opportunities to all and values diversity.