Associate- New role- Lending Compliance

Acuity Analytics; Bengaluru; Presencial; INR 6.179.000 - 8.555.000; Jornada completa

Descripción de la vacante

Acuity Analytics is seeking a Lending Compliance Specialist to ensure lending operations align with federal/state regulations, investor requirements, and internal policies. The role supports monitoring, QC reviews and regulatory change management across consumer and mortgage lending activities.

Offices are required on-site with a US shift. The candidate will perform risk-based testing, regulatory reviews and continuous monitoring to strengthen compliance programs.

Formación

• Bachelor's degree in business or related field or equivalent experience.
• Strong proficiency in Excel, Word and PowerPoint.
• Experience with compliance monitoring, workflow management and QC reporting tools.
• Familiarity with AI-enabled compliance, document review and analytics.
• Excellent data analysis and reporting capabilities.

Responsabilidades

• Conduct loan-level documentation reviews and compliance testing.
• Perform MSQC reviews to ensure origination, underwriting, disclosures and documentation accuracy.
• Execute pre-funding and post-closing quality control reviews.
• Carry out ongoing QA and monitoring through data-driven reporting and exceptions.
• Review marketing tickets, regulatory change requests and disclosures for compliance.
• Analyze exceptions, trends and root causes to support risk mitigation.
• Understand consumer and mortgage lending regulations and investor guidelines.

Conocimientos

Compliance monitoring

Quality control

Regulatory knowledge

Data analysis

Automation solutions

Educación

Bachelor's degree in business or related field

Herramientas

Microsoft Excel

Microsoft Word

PowerPoint

Descripción del empleo

• The Lending Compliance Specialist is responsible for ensuring lending operations comply with applicable federal and state regulations, investor requirements, and internal policies. The role supports compliance monitoring, quality control reviews, regulatory change management, audit readiness, marketing tickets and remediation efforts across consumer and mortgage lending activities.

Role Overview:

• The Lending Compliance Specialist is responsible for ensuring lending operations comply with applicable federal and state regulations, investor requirements, and internal policies. The role supports compliance monitoring, quality control reviews, regulatory change management, audit readiness, marketing tickets and remediation efforts across consumer and mortgage lending activities.

Mandatory work from office and US Shift

Key Responsibilities:

• Conduct loan-level documentation reviews, transactional testing, and compliance assessments using risk-based and random sampling methodologies.
• Perform Mortgage Service Quality Control (MSQC) reviews to evaluate loan origination, underwriting, disclosures, documentation accuracy, and adherence to regulatory and investor requirements.
• Execute pre-funding and post-closing quality control reviews to identify compliance defects, process weaknesses, and operational risks.
• Perform ongoing quality assurance and continuous monitoring activities through data-driven compliance reporting and exception management.
• Review marketing tickets, regulatory change requests, disclosures, customer communications, new products, and other compliance-related work items for adherence to applicable regulations and internal standards.
• Analyze compliance exceptions, trends, root causes, and recurring findings to support risk mitigation and process improvements.
• Strong understanding of consumer and mortgage lending regulations.
• Knowledge of loan origination, underwriting, disclosures, servicing, and quality control processes.
• Understanding of FNMA (Fannie Mae), FHLMC (Freddie Mac), FHA, VA, and other investor guidelines.

Familiarity with regulatory examinations, audit practices, and risk management frameworks.

Key Competencies:

• Bachelor's degree preferably in business or related area, or equivalent business experience.
• Proficiency in Microsoft Excel, Word, PowerPoint.
• Experience with compliance monitoring, workflow management, quality control, and reporting tools.
• Familiarity with AI-enabled compliance, document review, analytics, or automation solutions.
• Strong data analysis and reporting capabilities.