Associate - Auto Treasury Finance Analyst

JP Morgan Services India Pvt Ltd; Bengaluru; On-site; INR 900,000 - 1,500,000; Full time

Job summary

JPMorganChase in Bengaluru seeks an Associate in Auto Treasury Finance to analyze, prepare, and reconcile accounting data and deliver profitability and performance reporting. You will collaborate across Finance and business units to support planning cycles, explain variances, and improve reporting quality and efficiency.

You will support pro forma reporting reflecting lifetime profitability of loans and leases, conduct assumption analyses, and participate in automation and continuous improvement

Qualifications

• 4–7 years of FP&A/finance analytics experience or equivalent.
• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• Strong analytical skills with ability to handle large datasets.
• Ability to manage multiple priorities in a fast-paced setting.
• Excellent written and verbal communication skills.
• Collaborative, cross-functional partner in a matrixed environment.
• Demonstrates ownership and timely delivery of deliverables.

Responsibilities

• Support month-end accruals, reversals, and forecast routines with reports and reconciliations.
• Assist planning activities including forecasting and budgeting with documented assumptions.
• Perform variance and driver analyses to explain results against forecasts.
• Develop and monitor KPI metrics; support data quality initiatives.
• Prepare management materials and recurring deliverables with accuracy and controls.
• Design and enhance reports/dashboards for clarity, automation, and scalability.
• Identify opportunities to automate using Excel, SQL, Databricks, and Alteryx.
• Collaborate with Pricing, CFO, Risk, and Treasury on end-to-end projects.
• Support governance, data integrity, and testing environments.
• Troubleshoot incidents and partner with tech to remediate PySpark code.

Skills

FP&A experience

Analytical skills

Time management

Communication skills

Interpersonal skills

Team collaboration

Ownership & accountability

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field

Tools

Excel

PowerPoint

SQL

Databricks

Snowflake

Alteryx

Tableau

Job description

Associate - Auto Treasury Finance

You are a strategic thinker passionate about driving solutions in financial analysis—you have found the right team. As an Associate, you will analyze, prepare, and reconcile accounting data and help deliver recurring profitability and performance reporting for Auto Marketing and Securitization. You will partner with stakeholders across Finance and the business to support planning cycles, explain variances, and improve reporting quality and efficiency. You will support the pro forma reporting process, which reflects the lifetime profitability of loans and leases, and conduct analysis to support assumptions and forecasted inputs. You will also contribute to special projects and continuous improvement initiatives, with a focus on automation and optimized processes.

Job summary

As an Associate within Auto Marketing and Securitization, you will analyze, prepare, and reconcile accounting data and help deliver recurring profitability and performance reporting. You will partner with stakeholders across Finance and the business to support planning cycles, explain variances, and improve reporting quality and efficiency. You will support the pro forma reporting process reflecting the lifetime profitability of loans and leases, and conduct analysis to support assumptions and forecasted inputs. You will contribute to special projects and continuous improvement initiatives with a focus on automation and optimized processes.

Job responsibilities

• Support month-end accruals, reversals, and forecast routines for the business, including preparation of key reports, reconciliations, and stakeholder commentary.
• Assist with annual and ongoing planning activities (forecasting, budgeting, trend/exception monitoring), including documenting assumptions and tracking changes over time.
• Perform variance and driver analyses to explain results versus prior forecast/budget and highlight key risks and opportunities.
• Develop and monitor key performance metrics, support data quality initiatives, and identify future reporting needs on a variety of topics to senior management.
• Build and maintain management‑ready materials and recurring deliverables; ensure outputs are accurate, well‑controlled, and delivered on time.
• Contribute to the design and enhancement of reports and dashboards to improve clarity, automation, and scalability.
• Identify opportunities to enhance controls and streamline processes, including automation where feasible (for example, Excel tooling, Databricks/SQL, Alteryx).
• Partner with Pricing, Chief Financial Officer, Risk, and Treasury teams to handle business‑change projects, owning end‑to‑end validation and sign‑off.
• Support governance and controls, including monitoring data integrity and participating in a robust testing environment.
• Troubleshoot production incidents, perform root‑cause analysis, and partner with Technology to remediate by fixing or updating PySpark code.
• Provide ad hoc analysis and impact analysis on profitability as needed.

Required qualifications, capabilities, and skills

• 4–7 years of experience in Financial Planning and Analysis (FP&A), finance, accounting, or analytics (or equivalent).
• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Strong analytical skills with attention to detail; ability to work with large datasets and reconcile results to source information.
• Ability to manage multiple priorities in a fast‑paced environment and meet tight deadlines.
• Strong communication skills—able to summarize findings clearly and concisely in writing and verbally.
• Strong interpersonal skills and ability to partner effectively in a matrixed, cross‑functional environment.
• Positive, collaborative team mindset with high ownership on time‑sensitive deliverables.

Preferred qualifications, capabilities, and skills

• Advanced proficiency in Microsoft Excel and PowerPoint (executive‑ready storytelling).
• Experience with SQL and data platforms such as Databricks and/or Snowflake.
• Experience in automation tools like Alteryx.
• Exposure to dashboards/reporting tools (for example, Tableau) is a plus.
• Experience using AI tools such as large language models (LLM) and Copilot for process optimization.

Company information

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.

We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Experience Level Mid Level