Associate - Auto Treasury Finance

JPMorganChase; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

JPMorganChase Bengaluru seeks an Associate in Auto Marketing and Securitization to analyze, prepare, and reconcile accounting data, delivering recurring profitability and performance reporting. You will partner with Finance and the business to support planning cycles, explain variances, and improve reporting quality and efficiency.

You will support the pro forma reporting reflecting the lifetime profitability of loans and leases, and conduct analyses to support assumptions and forecast inputs.

Qualifications

• 4-7 years FP&A, accounting, or analytics experience
• Bachelor’s degree in Finance, Accounting, Economics or related field
• Strong analytical skills with attention to detail
• Ability to manage multiple priorities in a fast-paced environment
• Strong written and verbal communication, cross-functional collaboration
• Interpersonal skills and teamwork

Responsibilities

• Support month-end accruals, reversals, and forecast routines with key reports
• Assist with annual and ongoing planning activities including budgeting
• Perform variance analyses and explain results and risks
• Develop and monitor KPI metrics and data quality initiatives
• Create management-ready materials and recurring deliverables
• Enhance reports and dashboards for clarity, automation, scalability
• Identify opportunities to automate via Excel tooling, Databricks/SQL, Alteryx
• Collaborate with Pricing, CFO, Risk, Treasury on end-to-end projects
• Support governance, data integrity and testing environments
• Troubleshoot incidents and fix PySpark code with Tech teams
• Provide ad hoc profitability analyses as needed

Education

Bachelor’s degree in Finance, Accounting, Economics

Tools

Excel

PowerPoint

SQL

Databricks

Snowflake

Alteryx

Tableau

Job description

Job Description:

You are a strategic thinker passionate about driving solutions in financial analysis—you have found the right team. As an Associate, you will analyze, prepare, and reconcile accounting data and help deliver recurring profitability and performance reporting for Auto Marketing and Securitization. You will partner with stakeholders across Finance and the business to support planning cycles, explain variances, and improve reporting quality and efficiency. You will support the pro forma reporting process, which reflects the lifetime profitability of loans and leases, and conduct analysis to support assumptions and forecasted inputs. You will also contribute to special projects and continuous improvement initiatives, with a focus on automation and optimized processes.

Job summary

As an Associate within Auto Marketing and Securitization, you will analyze, prepare, and reconcile accounting data and help deliver recurring profitability and performance reporting. You will partner with stakeholders across Finance and the business to support planning cycles, explain variances, and improve reporting quality and efficiency. You will support the pro forma reporting process reflecting the lifetime profitability of loans and leases, and conduct analysis to support assumptions and forecasted inputs. You will contribute to special projects and continuous improvement initiatives with a focus on automation and optimized processes.

Job responsibilities

• Support month-end accruals, reversals, and forecast routines for the business, including preparation of key reports, reconciliations, and stakeholder commentary
• Assist with annual and ongoing planning activities (forecasting, budgeting, trend/exception monitoring), including documenting assumptions and tracking changes over time
• Perform variance and driver analyses to explain results versus prior forecast/budget and highlight key risks and opportunities
• Develop and monitor key performance metrics, support data quality initiatives, and identify future reporting needs on a variety of topics to senior management
• Build and maintain management-ready materials and recurring deliverables; ensure outputs are accurate, well-controlled, and delivered on time
• Contribute to the design and enhancement of reports and dashboards to improve clarity, automation, and scalability
• Identify opportunities to enhance controls and streamline processes, including automation where feasible (for example, Excel tooling, Databricks/SQL, Alteryx)
• Partner with Pricing, Chief Financial Officer, Risk, and Treasury teams to handle business-change projects, owning end-to-end validation and sign-off
• Support governance and controls, including monitoring data integrity and participating in a robust testing environment
• Troubleshoot production incidents, perform root-cause analysis, and partner with Technology to remediate by fixing or updating PySpark code
• Provide ad hoc analysis and impact analysis on profitability as needed

Required qualifications, capabilities, and skills

• 4-7 years of experience in Financial Planning and Analysis (FP&A), finance, accounting, or analytics (or equivalent)
• Bachelor’s degree in Finance, Accounting, Economics, or a related field
• Strong analytical skills with attention to detail; ability to work with large datasets and reconcile results to source information
• Ability to manage multiple priorities in a fast-paced environment and meet tight deadlines
• Strong communication skills—able to summarize findings clearly and concisely in writing and verbally
• Strong interpersonal skills and ability to partner effectively in a matrixed, cross-functional environment
• Positive, collaborative team mindset with high ownership on time-sensitive deliverables

Preferred qualifications, capabilities, and skills

• Advanced proficiency in Microsoft Excel and PowerPoint (executive-ready storytelling)
• Experience with SQL and data platforms such as Databricks and/or Snowflake
• Experience in automation tools like Alteryx
• Exposure to dashboards/reporting tools (for example, Tableau) is a plus
• Experience using AI tools such as large language models (LLM) and Copilot for process optimization

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.