Assistant Vice President - Business Analytics

Citi; Pune District; On-site; INR 1,800,000 - 2,400,000; Full time

Job summary

Citi in Pune seeks a Senior Business Analytics Analyst to apply deep fraud analytics expertise and improve processes and controls. You will drive data‑driven decisions, empowering risk management and loss reduction with cross‑functional collaboration.

Expect to work with Actimize, SAS, SQL, Python, and Tableau to implement rules, develop policies, and deliver MIS dashboards that inform strategy and governance.

Qualifications

• Bachelor's degree in a quantitative field is required.
• 6–8 years of hands‑on analytics, system execution or testing.
• 4–5 years' experience with SAS/SQL (Oracle/Teradata) required.
• Strong ability to analyze, validate data and deliver projects in a fast-paced environment.

Responsibilities

• Implement fraud rules and model updates across Actimize Policy Manager with accuracy.
• Develop fraud strategies and policy rules on Actimize UI for Prod and test environments.
• Collaborate with fraud strategy teams to validate rule performance and trends.
• Produce MIS reports and dashboards to communicate results of strategy changes.
• Perform gap analysis to identify system weaknesses and work with partners to close gaps.

Skills

Analytical thinking

Communication skills

Leadership

Team collaboration

Problem solving

Multitasking

Education

Bachelor’s degree in quantitative discipline

Tools

SAS

SQL

Python

Tableau

Actimize

Oracle

Teradata

Job description

The Business Analytics Sr Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and workflow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub‑function and coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Excellent communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams, coaching and training new recruits. Significant impact in terms of project size, geography, etc., by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Primary Responsibilities

• Strong knowledge of system & user functionalities of various fraud orchestration engines such as Actimize (RCM/Actone), SAS Fraud Manager, Lexis Nexis/Threat Metrix, etc.
• Good business knowledge on Digital fraud, wallets, etc.
• Ensure seamless implementation of fraud rules (Actimize Policy Manager) & various Traditional and Machine Learning models adds, deletes, and edits ensuring all procedures and audit requirements are followed. Associate will be required to understand the logic (often in SQL) being adjusted and why the change is being made. Ensuring 100% execution accuracy.
• Developing policy rules/fraud strategies on Actimize Policy Manager UI and promoting the same on Prod and Prod test environment.
• Collaborate with fraud strategy development teammates to provide feedback and perform validation on rule performance, trends and volumes.
• Focus on development of tactical and strategic solutions with high visibility for key stakeholders.
• Perform gap analysis to identify system weaknesses and work with various system partners to actively close such gaps.
• Assist with developing and supporting fraud rule performance management tracking. Objectives will include establishing consistent standards for key fraud metrics such as hit rate, false positive rate, ROI and running regular reports to gather the same.
• Ensure rules are developed in a fashion that maximizes the capabilities of our decisioning platforms, requiring a deep understanding of the platforms, their features and limitations.
• Periodic development of MIS reports, dashboards to communicate results on pre and post fraud strategy changes.
• Partner with various stakeholders during strategy development and execution to identify testing and validation requirements.
• BAU analysis on bad merchant (Fraud merchant) on the basis of fraud trends via SAS.
• BAU analysis on the manual check process via python model and SAS.
• Contribute to organizational initiatives in wide ranging areas including competency development, training, organizational building activities, etc.

Job Skills / Qualifications

• Bachelor’s degree, preferably in a quantitative discipline.
• Minimum 6‑8 years of hands‑on experience in system execution, system testing and/or analytics.
• Minimum 4‑5 years’ experience in working and good programming knowledge in SAS/SQL (Oracle/Teradata) is required.
• Good in enhancing the SQL queries according to the requirement for data validation and analysis.
• Model execution and governance experience in any domain will be preferable.
• Candidate should have a demonstrable analytic, problem solving, and ability to deliver projects in a fast‑paced environment.
• Strong verbal and written communication skills; experience with stakeholder management.
• Basic knowledge of reporting and visualization tools such as Tableau.
• Actimize knowledge (Policy Manager, Platform list, profile reader and writer) would be a great add‑on.
• Strategy execution or control background preferred.
• Ability to work independently, risk and control mindset: ability to ask incisive questions, assess materiality and elevate issues.
• Ability to handle large volumes of transactional data.
• Strong project management, organizational skills and team handling capability; ability to multi‑task and meet deadlines.

Education

• Bachelor’s/University degree or equivalent experience.

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