Area Head -FI-and GB liabilities

Ujjivan Small Finance Bank

Dadri

On-site

INR 1,800,000 - 3,000,000

Full time

8 days ago

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Job summary

Ujjivan Small Finance Bank in India seeks an Area Head-FI and GB Liabilities to lead the North Liabilities portfolio, drive deposit mobilization, and ensure regulatory compliance.

The role requires senior banking experience in retail liabilities, strong leadership, and the ability to develop strategies that expand market presence and profitability in the designated region.

Qualifications

Bachelor’s degree in Finance, Business Administration, or a related field.
MBA or equivalent postgraduate qualification preferred.
8-10 years of experience in banking with a focus on retail liabilities and team leadership.

Responsibilities

Develop and execute strategies to grow the FI and GB liabilities portfolio in the North region.
Lead, mentor, and manage a team of branch managers and sales officers to achieve deposit mobilization targets.
Ensure compliance with regulatory guidelines and internal policies related to liabilities products and services.
Analyze market trends and competitor activities to identify opportunities for product innovation and improvement.
Collaborate with product, risk, and operations teams to streamline processes and enhance customer experience.
Monitor portfolio quality, manage risks, and implement corrective actions as needed.
Prepare and present regular reports on liabilities performance, market share, and growth initiatives to senior management.
Drive customer engagement initiatives to increase retention and cross-selling of banking products.
Coordinate with marketing and digital teams to promote liabilities products through various channels.
Ensure effective implementation of financial inclusion initiatives aligned with the bank’s mission and regulatory requirements.

Skills

Retail Liabilities Management

Financial Inclusion Strategies

Team Leadership and Development

Regulatory Compliance in Banking

Deposit Mobilization Techniques

Market Analysis and Competitor Bench

Risk Management in Liabilities

Stakeholder Communication

Portfolio Performance Monitoring

Customer Relationship Management (CRM)

Product Development and Innovation

Data-Driven Decision Making

Education

Bachelor’s degree in Finance, Business Administration, or related field

MBA or equivalent postgraduate qualification preferred

Job description

POSITION DESCRIPTION

JOB TITLE: Area Head-FI and GB Liabilities GRADE M

DEPARTMENT: NORTH LIABILITIES

LOCATION: #*Current Office Location*#

SUB-DEPARTMENT: NA

TYPE OF POSITION: Full-time

REPORTS TO: #*Reporting Designation*# REPORTING INTO NA

ROLE PURPOSE & OBJECTIVE

The role involves leading and managing the financial inclusion (FI) and general banking (GB) liabilities portfolio within the North Liabilities department of Ujjivan Small Finance Bank. The incumbent will be responsible for driving growth, ensuring compliance, and optimizing the liabilities products to meet the bank's strategic objectives. This position requires a seasoned banking professional with extensive experience in retail liabilities, deposit mobilization, and team leadership to enhance the bank's market presence and profitability in the designated region.

SIZE OF THE ROLE

FINANCIAL SIZE: Not Applicable

NON-FINANCIAL SIZE: Not Applicable

Key Duties And Responsibilities Of The Role

Develop and execute strategies to grow the financial inclusion and general banking liabilities portfolio in the North region.
Lead, mentor, and manage a team of branch managers and sales officers to achieve set targets for deposit mobilization and customer acquisition.
Ensure compliance with regulatory guidelines and internal policies related to liabilities products and services.
Analyze market trends and competitor activities to identify opportunities for product innovation and improvement.
Collaborate with product, risk, and operations teams to streamline processes and enhance customer experience.
Monitor portfolio quality, manage risks associated with liabilities, and implement corrective actions as needed.
Prepare and present regular reports on liabilities performance, market share, and growth initiatives to senior management.
Drive customer engagement initiatives to increase retention and cross-selling of banking products.
Coordinate with marketing and digital teams to promote liabilities products through various channels.
Ensure effective implementation of financial inclusion initiatives aligned with the bank’s mission and regulatory requirements.

Educational Qualifications

MINIMUM REQUIREMENTS OF KNOWLEDGE AND SKILLS

Bachelor’s degree in Finance, Business Administration, or a related field; MBA or equivalent postgraduate qualification preferred.
Minimum 8-10 years of experience in banking with a focus on retail liabilities, financial inclusion, and team leadership roles.

Experience #*Education and Experience*#

Certifications #*Required Certification/s*#

Functional Skills