Area Credit Manager - Affordable Mortgage Loans

IDFC FIRST Bank; Odisha; Sur place; INR 1 200 000 - 2 400 000; Plein temps

Résumé du poste

IDFC FIRST Bank in Odisha is seeking an Area Credit Manager for Affordable Mortgage Loans to maintain portfolio quality from origination to collections, aligned with the bank's risk appetite.

The role involves grooming and mentoring Cluster teams, vendor management, collaborating with stakeholders to drive book growth, and upholding superior customer experience, governance and compliance.

Qualifications

• Post Graduate Degree - Graduate / Post Graduate / Professional qualification.
• 7+ Years relevant experience.

Responsabilités

• Maintaining Good portfolio quality
• Groom and mentor multiple Cluster teams
• Collaboration with other stake holders in achieving business book growth
• Maintain Highest Standard of customer experience, Governance and compliance
• Adapt and promote Digital solutions. Find out ways to automate routine activities.
• Vendor Management
• Collaborate with different stakeholders.

Formation

Post Graduate Degree - Graduate / Post Graduate / Professional qualification

Description du poste

• Maintaining Good portfolio quality

Secondary Responsibilities:

'1. Vendor Management

Job Requirements

Role/ Job Title : Area Credit Manager - Affordable Mortgage Loans

Business : Retail Underwriting - Affordable Mortgage Loans

Function/ Department: Credit - underwriting

Job Purpose :

'This role entails management and maintenance of the quality of the credit portfolio pertaining to affordable mortgage loans from origination to collections while ensuring alignment with Bank's credit risk appetite and the overall credit strategy.

Roles & Responsibilities:

'1. Groom and mentor multiple Cluster teams

• Maintaining Good portfolio quality
• Collaboration with other stake holders in achieving business book growth
• Maintain Highest Standard of customer experience, Governance and compliance
• Adapt and promote Digital solutions. Find out ways to automate routine activities.

Secondary Responsibilities:

'1. Vendor Management

• Collaborate with different stakeholders.

Managerial & Leadership Responsibilities:

'1. Mentor other credit managers and guide towards overall organisation goal and objectives.

Qualifications:

Post Graduate Degree - Graduate / Post Graduate / Professional qualification

Years of Experience:

7+ Years relevant experience