Architect (ATC)

Virtusa; Bengaluru Urban; On-site; INR 1,800,000 - 3,000,000; Full time

Job summary

Virtusa is seeking a Senior Pega Business Analyst to bridge business objectives with technical execution in our Bengaluru delivery hub. You will lead discovery, elicit and translate complex commercial banking and lending requirements into robust Pega solutions, shaping automated workflows across the lending lifecycle.

You will collaborate with business stakeholders, product owners and Pega architects to ensure designs align with strategic intent, maintain a groomed Jira backlog and drive

Qualifications

• Experience as BA on Pega-based implementations (Pega 8.x preferred).
• Deep knowledge of commercial banking operations and lending workflows.
• Pega Certified Business Architect (PCBA) highly preferred.

Responsibilities

• Lead discovery and elicitation of lending requirements.
• Translate requirements into Pega artifacts (DCO, case types, data models).
• Collaborate with stakeholders and IT to ensure alignment.
• Maintain product backlog in Jira.

Skills

Commercial Banking

End-to-End Lending

Pega Platform Proficiency

PCBA Certification

Tools

Jira

Pega DCO Tools

Job description

We are seeking a Senior Pega Business Analyst to bridge the gap between our business objectives and technical execution. In this role, you will lead the discovery, elicitation, and translation of complex commercial banking and lending requirements into robust Pega platform solutions. You will work closely with business stakeholders, product owners, and Pega architects to deliver seamless, automated workflows that transform our commercial lending lifecycle.

Key Responsibilities

• Requirement Elicitation & Analysis: Lead workshops with Commercial Banking stakeholders to capture complex lending workflows, credit structuring, risk approvals, and onboarding requirements.
• Pega Solution Mapping: Translate business needs into Pega- specific artifacts, including Direct Capture of Objectives (DCO), case types, stages, steps, and data models.
• Commercial Lending Transformation: Design and optimize end-to-end user journeys for corporate and commercial lending, ensuring regulatory compliance and operational efficiency.
• Agile Collaboration: Author and maintain a groomed product backlog in Jira. Act as the primary liaison between business units and the IT team to ensure technical designs align perfectly with business intent.

Required Skills & Qualifications

• Domain & Technical Expertise (Must-Haves):
• Commercial Banking: Deep understanding of commercial banking operations, corporate client profiles, and institutional financial workflows.
• End-to-End Lending Experience: Strong grasp of the commercial lending lifecycle, including loan origination systems (LOS), credit risk assessment, collateral management, underwriting, and loan servicing.
• Pega Platform Proficiency: Proven experience as a BA on Pega-based implementations (Pega 8.x preferred). Solid understanding of Pega capabilities, case management, and DCO tools.
• Certification: Pega Certified Business Architect (PCBA) is highly preferred.

Preferred Pluses

• Middle East Banking Experience: Familiarity with Middle Eastern banking regulations, regional compliance standards (e.g., SAMA), Islamic Finance principles, or localized commercial lending market trends is a major advantage.

Soft Skills

• Excellent communication and presentation skills, with the ability to confidently navigate conversations with senior corporate banking executives.
• Strong analytical thinking, problem‑solving, and process‑mapping capabilities.