Architect

Cognizant; Chennai District; Hybrid; INR 3,500,000 - 6,000,000; Full time

Job summary

Cognizant is seeking an Architect to lead complex hybrid delivery solutions in Retail Banking. You will design secure, scalable applications using Kotlin, Java, and Spring Boot to align with business goals, regulatory expectations, and enterprise standards for a global organization.

You will shepherd architectural blueprints, guide teams on microservices, API design, and secure transaction handling, while collaborating with product, analytics, and risk teams to ensure compliant solutions.

Qualifications

• Extensive experience architecting enterprise apps with Kotlin, Java, Spring Boot.
• Knowledge of retail banking processes and patterns.
• Practical understanding of microservices, REST APIs, event streaming.
• Experience with relational databases, caching, messaging.
• Secure coding, authentication/authorization, data protection.
• Cloud-ready design, containerization, and CI/CD for hybrid work.
• Ability to communicate architecture clearly to stakeholders.

Responsibilities

• Design end-to-end architectures for retail banking platforms balancing performance, security, and maintainability.
• Define architecture blueprints, integration patterns, and reference implementations.
• Collaborate with product owners, analysts, and domain experts to translate requirements into designs.
• Provide technical guidance on clean coding, microservices, API design, and security.
• Evaluate existing Java/Spring Boot apps for modernization and debt reduction.
• Ensure designs align with enterprise standards, governance, and security.
• Oversee non-functional requirements like performance, availability, and observability.
• Define deployment patterns and CI/CD pipelines for hybrid operations.
• Conduct design and code reviews and provide actionable feedback.
• Drive adoption of domain-driven design and API-first development.
• Create architecture documentation and decision records.
• Engage with risk, compliance, and security teams on controls.

Skills

Kotlin

Java

Spring Boot

Enterprise Architecture

Microservices

REST APIs

Education

Java Certification

Cloud Architecture Certification

Tools

CI/CD

Docker

Kubernetes

Job description

Job Summary

Serve as an Architect for complex hybrid delivery solutions in Retail Banking applying deep expertise in Kotlin Java and Spring Boot to design secure scalable and reliable applications that enhance customer centric services while aligning with business goals regulatory expectations and enterprise technology standards for a global organization.

Serve as an Architect for complex hybrid delivery solutions in Retail Banking applying deep expertise in Kotlin Java and Spring Boot to design secure scalable and reliable applications that enhance customer centric services while aligning with business goals regulatory expectations and enterprise technology standards for a global organization.

Responsibilities

• Design end to end application architectures for retail banking platforms using Kotlin Java and Spring Boot that balance performance scalability security and maintainability while supporting day to day business operations
• Define and document architecture blueprints integration patterns and reference implementations that guide engineering teams in building consistent and robust retail banking solutions
• Collaborate with product owners business analysts and domain experts to translate retail banking requirements into clear technical designs that improve customer journeys across digital channels
• Provide technical guidance to development teams on clean coding practices microservice decomposition API design and secure transaction handling within the retail banking context
• Evaluate existing Java and Spring Boot applications to identify modernization opportunities and drive migration strategies that reduce technical debt and improve system resilience
• Ensure that solution designs align with enterprise architecture standards data governance policies security controls and regulatory expectations relevant to retail banking
• Oversee non functional requirements such as performance capacity availability and observability and ensure that application designs are validated through appropriate testing strategies
• Coordinate with infrastructure and DevOps teams to define deployment patterns CI CD pipelines and runtime configurations that support hybrid work models and day shift operations
• Conduct design and code reviews focused on correctness performance and security and provide actionable feedback that raises the engineering quality across teams
• Partner with stakeholders to assess technology options third party components and integration approaches and recommend solutions that optimize cost while maintaining reliability and compliance
• Drive the adoption of best practices in domain driven design event driven architectures and API first development to enable reusable services across retail banking products
• Create and maintain architecture documentation diagrams and decision records that provide clear traceability for technical choices and support knowledge sharing across global teams
• Engage with risk compliance and security teams to design controls for data privacy transaction integrity and fraud prevention across all retail banking channels

Qualifications

• Offer extensive professional experience in architecting and implementing enterprise grade applications using Kotlin Java and Spring Boot within complex organizational environments
• Demonstrate strong knowledge of retail banking processes such as account management payments loans and customer onboarding as well as the supporting technology patterns
• Apply practical understanding of microservices RESTful APIs event streaming and integration patterns that are commonly used in modern banking platforms
• Utilize hands on experience with relational databases caching solutions and messaging technologies to design reliable data flows for financial transactions
• Exhibit proficiency in secure coding practices authentication and authorization concepts encryption approaches and protection of sensitive customer information in banking systems
• Show familiarity with cloud ready application design containerization and CI CD concepts that support efficient delivery in a hybrid work setting
• Communicate complex architectural concepts clearly to technical and non technical stakeholders and collaborate effectively across distributed teams to meet delivery goals

Certifications Required

Professional certifications in Java or cloud architecture such as Oracle Certified Professional Java or a major cloud architect certification are preferred