Analyst - Financial Analysis, Home Lending Planning and Analysis

Aumni; Bengaluru; On-site; INR 11,310,000 - 16,965,000; Full time

Job summary

As a Financial Analysis professional within Home Lending Planning and Analysis, you will manage budgeting, forecasting, reporting, and stress testing deliverables under strong governance. You will execute recurring financial processes, deliver insightful reporting and commentary, and support senior management decision-making through high-quality analysis and presentations.

You will help enhance controls, streamline processes, and introduce automation where possible.

Qualifications

• 2+ years post-qualification experience in finance or analytics.
• Experience in budgeting, forecasting, and governance is a plus.
• Ability to present clear insights to senior management.

Responsibilities

• Manage budgeting, forecasting, reporting and stress testing with governance across a large organization.
• Provide commentary on variances and key movements in Home Lending.
• Design dashboards and reports for senior leaders.
• Prepare high-quality presentations that convey the financial story.

Skills

Financial analysis

Executive communication

Multi-tasking

Problem solving

Senior management engagement

Time management

Education

CA / CFA / MBA Finance or equivalent

Tools

Essbase

Alteryx

Tableau

SQL

Python

Databricks

Job description

Build your career in Financial Analysis at JPMorganChase, where creativity and excellence are valued. This role focuses on managing budgeting, reporting, and stress testing for Home Lending Planning and Analysis. You will play a critical role in executing financial processes, analysis, and reporting with strict governance across a large, matrixed organization. This role offers the opportunity to work on high-impact projects, contribute to strategic initiatives, and interact with senior leadership. Flexibility to work United States shifts during critical reporting cycles is expected.

Job summary

As a Financial Analysis professional within Home Lending Planning and Analysis, you will manage budgeting, forecasting, reporting, and stress testing deliverables under strong governance. You will execute recurring financial processes, deliver insightful reporting and commentary, and support senior management decision-making through high-quality analysis and presentations. You will help enhance controls, streamline processes, and introduce automation where possible. You will build knowledge of Home Lending portfolios and identify and leverage best practices across Home Lending groups.

Job responsibilities

• Manage recurring financial processes and reporting, including month-end actuals, budget, forecast, and variance analysis across financial and headcount or resourcing metrics, scenarios, and views.
• Provide business rationale for Home Lending Servicing financial performance and forecasting, including clear commentary on key movements, watch items, and variances.
• Execute budgeting, reporting, and stress testing processes for Home Lending Planning and Analysis with strict governance across a large, matrixed organization.
• Conduct detailed business and process due diligence to develop functional requirement documents.
• Design and enhance reports and dashboards to efficiently deliver financial results to senior management.
• Enhance controls, streamline processes, and introduce automation where possible.
• Prepare insightful, high-quality senior management presentations that clearly communicate the story behind the financials.
• Build overall knowledge and understanding of Home Lending portfolios and their value to the Consumer and Community Banking business and the firm.
• Identify and leverage best practices from other Home Lending groups.
• Provide ad hoc financial analysis to senior management on a frequent basis and recommend improvements for increased process and reporting efficiencies.
• Ensure data integrity, accuracy, and timeliness in reporting and presentations, and adhere to internal compliance policies and business reporting requirements.

Required qualifications, capabilities, and skills

• Chartered Accountant, Chartered Financial Analyst, Master of Business Administration (Finance), or similar educational background with 2+ years of post-qualification experience.
• Strong financial analytical skills, combining finance and data capabilities.
• Excellent partnering skills, with ability to multi-task and work autonomously within a team environment.
• Ability to research issues and problems and provide a solution-based approach.
• Experience partnering in a finance and or business management capacity and providing insights and recommendations to senior management.
• Ability to present information in a clear and concise manner that tells the story behind financials in a compelling way.
• Confident and personable, with the ability to engage with senior management at all levels.
• Detail-oriented, with ability to complete reporting and analytics accurately, on a timely basis, and in a presentable manner.
• Excellent written and verbal communication skills.
• Strong time management skills, with ability to multi-task and handle competing priorities under pressure; self-motivated to go beyond immediate responsibilities.
• Flexibility to work 2:00 p.m. to 11:00 p.m. (may change for budget periods, ad hoc requests, and projects).

Preferred qualifications, capabilities, and skills

• In-depth knowledge of Microsoft Excel and Microsoft PowerPoint.
• Knowledge of Essbase.
• Knowledge of Alteryx, Tableau, SQL, Python, and Data bricks.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.

Manage budgeting, forecasting, reporting and stress testing with strong governance and insights for senior leaders.