Analyst Customer Alert/Enhanced Due Diligence

Empower; Bengaluru Urban; On-site; INR 600,000 - 900,000; Full time

Job summary

Empower seeks a Customer Due Diligence (CDD) Alert/Enhanced Due Diligence (EDD) Analyst to support the AML program in Bengaluru. This role ensures compliance with BSA, OFAC, USA PATRIOT Act, and related regulations by helping implement enterprise-wide detection, reporting and prevention of money laundering and financial crime.

Duties include conducting new and existing client reviews within SLA, identifying high‑risk clients, performing risk-based research, payments screening, OFAC file checks,

Qualifications

• College degree and 1-2 years of related work experience.
• Excellent verbal and written communication skills.
• Proactive, self-driven with initiative.
• AML investigation experience preferred.
• Experience with AML software and Excel/Word/Outlook.

Responsibilities

• Conduct new and existing client reviews within SLA.
• Identify and monitor high-risk clients with written analysis.
• Perform risk-based research for periodic reviews.
• Perform 1st level payments screening to reduce false positives.
• Review weekly OFAC files for alert generation.
• Escalate and refer identified clients for further investigation.
• Assist AML teams with tasks as necessary.
• Partner with internal contacts to oversee AML program.

Skills

Communication

Leadership

Self-motivation

Problem-solving

Research skills

Analytical skills

Time management

Team player

Education

Bachelor's degree

Tools

Excel

Word

Outlook

AML software

Job description

The Customer Due Diligence (CDD) Alert/Enhanced Due Diligence (EDD) Analyst, assists with the Company’s compliance with all regulatory requirements and guidelines relating to the Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), USA PATRIOT Act, and other anti-money laundering program requirements. This staff position is responsible for assisting in the implementation of the enterprise wide program for detecting, reporting and preventing money laundering and financial crimes.

DUTIES / RESPONSIBILITIES / ESSENTIAL FUNCTIONS:

• Conduct new and existing client reviews within established SLA.
• Identify, review and monitor high-risk clients and ensure written analysis and supporting documentation is complete.
• Conduct risk-based research and written analysis of clients who require periodic review
• Perform 1st level Payments Screening timely to reduce false positives
• Review weekly OFAC files for proper alert generation
• Participate in projects and other tasks assigned by the CDD manager
• Ensure timely escalation and referral of identified clients requiring further investigation
• Assist other AML teams with tasks as necessary.
• Partner with internal contacts as needed to provide oversight of the company’s AML program

Required Qualifications:

• College degree and 1-2 years of directly related work experience required.
• Excellent verbal and written communication skills. Strong leadership/negotiation skills and able to take ownership of self-professional development, and self-driven toward career goals.
• Multi-dimensional and adaptable team player, able to tackle a diversity of duties while performing non-analyst or silo style roles and solidly demonstrating initiative.
• Self-starter and problem-solver with the ability to deliver results with minimal hands-on guidance.
• AML investigation experience preferred
• Exceptional research and analytical skills are required.
• Technology tools that this resource must have experience using: Excel, Word, Outlook]
• Previous experience with AML software technologies a plus.
• Ability to manage multiple, competing priorities with strict deadlines.
• Ability to work in a cross cultural team across geographical locations and time zones