Aml Analyst

Jobixo; Gurugram District; On-site; INR 600,000 - 900,000; Full time

Job summary

Jobixo in India is seeking an AML/KYC specialist to perform end-to-end KYC/CDD/EDD reviews for individuals and corporate clients. You will analyze alerts from AML monitoring systems, investigate suspicious activity, and assess customer risk profiles.

The role involves sanctions, PEP, adverse media review, and meticulous report writing, with collaboration across Compliance, Operations, and business teams to ensure regulatory alignment and audit-ready documentation.

Qualifications

• Strong knowledge of AML/KYC regulations and processes.
• Experience reviewing alerts, investigations, and risk assessments.
• Excellent analytical, communication, and report-writing skills.
• Ability to identify red flags and assess customer risks.

Responsibilities

• Perform end-to-end KYC/CDD/EDD reviews for individuals and corporate customers.
• Conduct transaction monitoring reviews and analyze alerts generated by AML monitoring systems.
• Investigate unusual or suspicious transactions and escalate potential money laundering or terrorist financing activities.
• Assess customer risk profiles and perform ongoing due diligence reviews.
• Review sanctions, PEP, adverse media, and watchlist screening results.
• Prepare detailed investigation reports and maintain audit-ready documentation.
• Support SAR/STR preparation and escalation as per organizational policies.
• Ensure compliance with AML regulations, internal policies, and regulatory requirements.
• Participate in periodic reviews, remediation projects, and quality assurance exercises.
• Collaborate with compliance, operations, and business teams to resolve AML/KYC-related issues.

Skills

AML/KYC

Transaction Monitoring

Risk Assessment

Investigations

Advanced Excel

MS PowerPoint

Reporting

Red Flags

Sanctions Screening

Adverse Media

Education

Bachelor’s Degree in Finance/Commerce/Law

Tools

MS Excel

PowerPoint

Workflow management tools

Job description

Role & responsibilities

• Perform end-to-end KYC/CDD/EDD reviews for individuals and corporate customers.
• Conduct transaction monitoring reviews and analyze alerts generated by AML monitoring systems.
• Investigate unusual or suspicious transactions and escalate potential money laundering or terrorist financing activities.
• Assess customer risk profiles and perform ongoing due diligence reviews.
• Review sanctions, PEP (Politically Exposed Persons), adverse media, and watchlist screening results.
• Prepare detailed investigation reports and maintain audit-ready documentation.
• Support SAR/STR preparation and escalation as per organizational policies.
• Ensure compliance with AML regulations, internal policies, and regulatory requirements.
• Participate in periodic reviews, remediation projects, and quality assurance exercises.
• Collaborate with compliance, operations, and business teams to resolve AML/KYC-related issues.

Required Skills

• Good knowledge of AML, KYC, CDD, EDD, Transaction Monitoring, Sanctions Screening, PEP Screening, and Adverse Media Reviews.
• Experience in handling alerts, investigations, and risk assessments.
• Excellent analytical, communication, and report-writing skills.
• Ability to identify red flags and assess customer/transaction risks.
• Proficiency in MS Excel, PowerPoint, and workflow management tools.

Preferred Experience

• Exposure to Retail Banking, Corporate Banking, Investment Banking, FinTech, or Payment Services.

Educational Qualification

• Bachelor's Degree in Commerce, Finance, Business Administration, Economics, Law, or related disciplines.