Analyst - Compliance

American Express; Gurugram District; Hybrid; INR 1,800,000 - 2,400,000; Full time

Job summary

American Express seeks an experienced ICT professional to join the Independent Compliance Testing team within GRC. The role focuses on outcome-based testing, data-driven risk assessments, and supporting AML reviews across international operations.

The candidate will design testing solutions, manage data requests, and collaborate with stakeholders to ensure compliance with laws, regulations, and internal policies while improving testing methodologies and reporting.

Qualifications

• 4-6 years of relevant professional experience.
• Proficiency in SQL with multiple database platforms and data manipulation.
• Hands-on experience with Python, Jupyter Notebooks, and Google BigQuery.
• Familiarity with big-data environments and data processing tools.
• Strong knowledge of statistical methods and analytical techniques.
• Proven analytical, problem-solving, and project-management capabilities.
• Excellent organizational, prioritization, communication, and collaboration skills.
• Detail-oriented self-starter able to manage multiple priorities.

Responsibilities

• Provide analytical support using diverse data sources to evaluate policies and compliance.
• Lead peers and foster a cohesive team to meet operational goals.
• Develop and enhance transactional testing capabilities and resolve testing exceptions.
• Partner with compliance testers and market officers to identify new outcome-based testing opportunities.
• Apply structured project-management methodologies to testing initiatives.
• Collaborate with risk, compliance, and business teams to ensure adherence to policies and regulations.
• Maintain accurate records and documentation to enable transparent reporting.

Skills

SQL

Python

Statistical methods

Project management

Communication

Data analysis

Education

Bachelor’s degree in related field

Advanced degree or certifications a plus

Tools

Jupyter Notebooks

Google BigQuery

Excel

GenAI tools

Job description

Job Description

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.

Job Description

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.

About The Role

This role is part of the Independent Compliance Testing (ICT) team within the second-line Global Risk and Compliance (GRC) function. The ICT team conducts risk-based compliance testing across American Express products and portfolio segments to assess adherence to applicable laws, regulations, and internal policies.

The position is responsible for designing and developing outcome-based testing solutions that support International ICT reviews. It requires a strong combination of compliance risk-management expertise, data-analysis capabilities, and programming skills. Key responsibilities include managing data requests for international compliance-testing activities, supporting recurring Anti-Money Laundering (AML) reviews, and enabling data-driven compliance monitoring, risk assessments, and testing.

The role requires regular engagement with business partners, internal auditors, and other key stakeholders. Its primary focus is to conduct outcome-based compliance testing, develop effective testing methodologies, and perform ad-hoc analyses across American Express systems.

Responsibilities

• Providing analytical support using a wide variety of data sources, to evaluate credit, underwriting, customer management, and compliance-related policies, as well as applicable banking laws and regulations.
• Demonstration of leadership of peers and encouraging a cohesive productive team environment to meet operational goals
• Developing and enhancing transactional testing capabilities, including the identification, investigation, tracking, and resolution of testing exceptions.
• Partnering with compliance testers and market officers to identify and assess opportunities for new outcome-based testing within International Independent Compliance Testing reviews.
• Applying structured project-management methodologies to support the design, implementation, governance, and ongoing control of outcome-based testing initiatives.
• Collaborating with risk, compliance, and business teams across multiple functions to ensure adherence to internal policies and applicable regulatory requirements.
• Maintaining accurate records, testing documentation, and supporting evidence to enable efficient, consistent, and transparent reporting of compliance activities and results.

Qualifications

• A minimum of 4-6 years of relevant professional experience.
• Demonstrated proficiency in SQL and working with multiple database platforms, with the ability to accurately manipulate and analyze large, complex datasets.
• Hands-on experience with Python, Jupyter Notebooks, and Google BigQuery.
• Familiarity with big-data environments, and the tools used to accurately import, export, process, and manage large datasets.
• Strong knowledge of statistical methods and analytical techniques.
• Proven analytical, problem-solving, and project-management capabilities, with a track record of delivering results.
• Excellent organizational, prioritization, communication, and collaboration skills.
• A highly motivated, detail-oriented self-starter who can manage multiple priorities and workstreams effectively.
• Bachelor’s degree required; advanced degree or relevant professional certifications are a plus.
• Shift timings would be 9:00am - 6:00pm but based on the requirements the business may ask to work in 1:00pm - 10:00pm shift. Therefore, the candidate must be flexible to work in the mentioned timings.

Additional Skills And Competencies

• Strong interpersonal, leadership, and change-management capabilities, supported by excellent written, verbal, and presentation skills.
• Self-motivated, reliable, adaptable, and detail-oriented, with the ability to work effectively both independently and as part of a team.
• Demonstrated conceptual thinking and sound analytical judgment when evaluating complex issues.
• Ability to explore, interpret, and develop a clear understanding of new or unfamiliar datasets.
• Strong knowledge of banking systems, processes, and technology environments.
• Advanced proficiency in Microsoft Word, Excel, and PowerPoint.
• Ability to utilize GenAI and improve efficiency while not sacrificing accuracy

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.