Analyst

Concentrix; Bengaluru; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Concentrix Bengaluru invites a senior KYC/AML specialist to lead complex EDD/ODD investigations, ensuring regulatory compliance across EU markets.

You will mentor analysts, review cases, and drive process improvements, leveraging AI-enabled workflows and KYC platforms. Ideal candidates have 3-5 years in KYC/AML, experience with high-risk portfolios/PEPs, and strong analytical skills. Excellent collaboration and communication across teams required.

Qualifications

• 3–5 years of experience in KYC/AML and regulatory compliance.
• Experience with complex EDD/ODD cases and deep AML investigations.
• Strong knowledge of EU banking regulations and KYC requirements.

Responsibilities

• Lead complex EDD/ODD cases for high-risk customers and PEPs.
• Review and approve L1 investigations; mentor junior analysts.
• Identify risks in customer profiles and transactions; apply analytical skills.
• Oversee case documentation for accuracy and regulatory adherence.
• Drive process improvement, automation, and tool optimization in KYC workflows.
• Collaborate with team members to ensure comprehensive risk assessment.
• Maintain regulatory awareness and implement new guidance.

Tools

KYC software platforms

Automation tools

AI-assisted workflows

Job description

Responsibilities

• Complex EDD and ODD cases, including high-risk customers, PEPs, and sanctioned individuals, ensuring full regulatory compliance across EU markets.
• Review, validate, and approve L1 case investigations, providing guidance and mentorship to junior analysts.
• Identify and mitigate risks in customer profiles, financial statements, and transactions, applying advanced analytical and investigative skills.
• Oversee case documentation, ensuring completeness, accuracy, and adherence to internal policies and regulatory requirements.
• Proactively contribute to process improvement initiatives, automation, and optimization of KYC workflows, tools, and platforms.
• Collaborate closely with team members, to ensure a comprehensive approach and act as an intermediary.
• Maintain a customer-centric mindset while balancing compliance and operational efficiency.
• Stay up-to-date with regulatory changes, industry best practices, and emerging methodologies, and provide guidance on their implementation.

Requirements

• Minimum 3-5 years of experience in KYC, AML, and regulatory compliance, with hands-on experience in complex EDD and ODD cases and/or Deep AML investigations.
• Proven track record of managing high-risk and PEP customer portfolios, including decision-making and escalation handling.
• Strong knowledge of EU banking regulations and KYC requirements, with the ability to interpret and apply them to complex scenarios.
• Experience in mentoring or supervising junior analysts and providing guidance in case handling and risk assessment.
• Highly analytical and detail-oriented, capable of identifying patterns, anomalies, and risk indicators independently.
• Strong communication and collaboration skills to work across teams and escalates critical issues appropriately.
• Ability to adapt to regulatory changes and contribute to process and tool enhancements.
• Familiarity with KYC/EDD software platforms and emerging tools, including automation and AI-assisted workflows, is a plus.