Aml Analyst (Anti-money Laundering & Kyc Operations)

Pagaar India; Mumbai; On-site; INR 500,000 - 700,000; Full time

Benefits offered by this job

One-Way Corporate Cab Facility

Job summary

Pagaar India in Malad, Mumbai, is seeking an AML Analyst with at least 1 year of experience in AML/KYC operations to join our core financial risk team. You will monitor transactions, review KYC/CDD files, and help safeguard banking networks.

This full-time role offers working in a fast-paced environment with rotational shifts and a one-way cab facility for late or early shifts; immediate joiners preferred for Mumbai locals.

Qualifications

• Graduation is mandatory across any discipline.
• Minimum 1 year of AML/KYC experience.
• Strong English communication skills.
• Familiarity with AML screening tools.

Responsibilities

• Transaction monitoring and alert evaluation.
• Review KYC/CDD files and assess UBO/PEP status.
• Investigate high-risk accounts and draft risk summaries.
• Maintain regulatory compliance and audit trails.
• Collaborate with cross-functional teams and adapt to rotational shifts.

Skills

AML monitoring

KYC operations

Analytical thinking

English communication

Education

Graduation is mandatory across any discipline

Job description

Aml Analyst (Anti-money Laundering & Kyc Operations)

Job Description

Job Title: AML Analyst (Anti-Money Laundering & KYC Operations)

Experience: Minimum 1 Year of relevant experience in AML/KYC Operations

Salary Package: ₹5,00,000 – ₹7,00,000 P.A. (Up to ₹5–7 LPA CTC based on profile evaluation)

Location: Malad, Mumbai, Maharashtra (Full-Time, Work from Office)

Notice Period: Immediate Joiners Preferred

Candidate Constraint: Mumbai Localites Only

Job Summary

We are actively seeking highly analytical, detail-oriented, and compliance-driven AML Analysts to join our core financial risk operations team in Malad, Mumbai. This premium full-time role is strictly open to Mumbai localites who possess a minimum of one year of hands‑on experience in Anti-Money Laundering (AML) transaction monitoring or KYC operations.

In this position, you will hold absolute ownership of identifying suspicious financial behaviors, conducting detailed customer due diligence, and safeguarding global banking networks against corporate financial crimes. If you are a graduate with standard risk evaluation skills, comfortable with rotational schedules, and ready to onboarding immediately, apply today!

Key Responsibilities

• Transaction Monitoring: Analyze automated alerts, evaluate large-volume customer transactions, and identify potential money laundering, terrorist financing, or structural financial fraud patterns.
• KYC & Customer Due Diligence (CDD): Review intricate corporate and individual customer onboarding files, verifying business structures, ultimate beneficial owners (UBO), and politically exposed person (PEP) status checks.
• Investigation & Case Analysis: Conduct deep-dive case investigations into high-risk accounts, gather matching financial intelligence reports, and draft detailed internal risk escalation summaries.
• Regulatory Compliance: Maintain absolute operational data alignment with global regulatory frameworks (such as RBI, FinCEN, FATF guidelines) and strict corporate data privacy rules.
• Process Reporting: Maintain highly precise audit tracking sheets, document transaction logs, and clear system case closures inside the core banking risk software platform.
• Work Schedule: 5 Days Working | 2 Rotational Week Offs.
• Operational Shifts: Flexible Rotational Shifts to ensure round-the-clock risk management.
• Transit Support: One-Way Corporate Cab Facility provided during late-evening or early-morning shift crossovers.

Eligibility Criteria & Required Skills

• Academic Baseline: Graduation is Mandatory across any discipline (B.Com, BBA, B.Sc, or technical degrees with high analytical skills preferred).
• Experience Baseline: Minimum 1 year of clean, documented experience strictly inside AML compliance, transaction monitoring, or KYC operations is mandatory. (General customer support or basic retail banking opening profiles will not be matched).
• Analytical Acumen: Strong critical thinking capabilities, high numerical attention to detail, structural root-cause analysis traits, and familiarity with AML screening tools.
• Language Proficiency: Strong verbal and written English communication skills to document intricate financial investigation reports clearly.

Key Responsibilities

• Execute daily functional duties in strict compliance with operational protocols.
• Coordinate actively with cross-departmental stakeholders to fulfill team goals.
• Prepare and maintain accurate operational records and performance summaries.
• Identify workflow improvements to increase daily output efficiency.
• Adhere strictly to corporate guidelines, quality benchmarks, and data confidentiality.

Required Skills & Qualifications

• Recognized educational credential matching the role specifications.
• Proven prior working experience in a similar organizational setup.
• Good verbal communication and professional office etiquette.

Preferred Qualifications

• Experience with large scale, high traffic systems.