Compliance Officer

Nsdlbank; Mumbai; Presencial; INR 600 000 - 1 200 000; Tempo integral

Resumo da oferta

NSDL Payments Bank is seeking an AML Operations Executive / Analyst – Alert Monitoring (Contractual) to review and investigate alerts from transaction monitoring systems, document findings, and ensure timely closure in line with AML policies. The role focuses on risk-based monitoring of high-risk customers and escalation when required.

You will support audits, regulatory inspections, and MIS reporting while collaborating with Compliance, Risk, and Operations teams in a fast-paced banking

Qualificações

• Bachelor's degree in Finance, Commerce, Business Administration, Economics, or related discipline.
• Professional certifications such as CAMS, ICA, or equivalent will be an added advantage.
• 1-4 years of experience in AML Operations, Transaction Monitoring, Alert Review, Compliance, or Financial Crime Operations.

Responsabilidades

• Alert Review & Monitoring: Review daily AML alerts and analyze transactions for unusual activities.
• Alert Investigation: Examine customer profiles, history, KYC records, and supporting information.
• Alert Disposition & Closure: Decide false positives vs escalation; close alerts within prescribed TAT and maintain audit trails.
• Escalation Management: Escalate to Compliance/AML Investigation Team; support STR preparation.
• Risk-Based Monitoring: Monitor high-risk customers, PEPs, and EDD accounts; review risk changes.
• Compliance & Quality Assurance: Adhere to AML policies; support audits and regulatory inspections.
• MIS & Reporting: Prepare MIS on alert volumes, closures, pendency, productivity, and quality.

Conhecimentos

AML & KYC

CDD/EDD

Transaction monitoring

Analytical skills

Documentation

Excel & MIS

Communication

Formação académica

Bachelor's degree in Finance/Commerce/BA/ Economics

CAMS/ICA or equivalent certification

Ferramentas

MS Excel

MIS reporting tools

AML monitoring tools

Descrição da oferta de emprego

AML Operations Executive / Analyst – Alert Monitoring (Contractual)

Organization Name

NSDL Payments Bank

Qualification

• Bachelor's Degree in Finance, Commerce, Business Administration, Economics, or related discipline.
• Professional certifications such as CAMS, ICA, or equivalent will be an added advantage.

Relevant Industry Experience

• 1-4 years of experience in AML Operations, Transaction Monitoring, Alert Review, Compliance, or Financial Crime Operations.
• Experience in Banking, Payments Bank, NBFC, FinTech, or Financial Services industry preferred.
• Exposure to AML monitoring tools and transaction monitoring systems is desirable.

Objective of the Role

The AML Operations Executive / Analyst – Alert Monitoring will be responsible for reviewing and investigating alerts generated through transaction monitoring systems to identify unusual or suspicious activities. The role involves conducting risk-based investigations, documenting findings, ensuring timely closure of alerts, and escalating suspicious activities in line with regulatory requirements and internal AML policies.

Job Description / Responsibilities

• Alert Review & Monitoring: Review daily AML alerts generated through transaction monitoring systems and analyze customer transactions, account behavior, and alert narratives for unusual activities.
• Alert Investigation: Conduct detailed investigations by reviewing customer profiles, transaction history, KYC records, account activity, and supporting information from internal systems.
• Alert Disposition & Closure: Determine whether alerts can be closed as false positives or require escalation. Ensure timely closure of alerts within prescribed TAT and maintain complete audit trails.
• Escalation Management: Escalate suspicious transactions and customer activities to the Compliance/AML Investigation Team as per established procedures and support preparation of Suspicious Transaction Reports (STRs).
• Risk-Based Monitoring: Monitor high-risk customers, Politically Exposed Persons (PEPs), and Enhanced Due Diligence (EDD) accounts. Review alerts triggered due to customer risk category changes and high-risk activities.
• Compliance & Quality Assurance: Ensure adherence to AML policies, regulatory guidelines, and internal procedures. Support audits, compliance reviews, and regulatory inspections.
• MIS & Reporting: Prepare and maintain MIS reports relating to alert volumes, closures, pendency, productivity, and quality metrics. Monitor aging cases and highlight backlogs for timely action.

Required Skills

• Strong knowledge of AML, KYC, CDD, EDD, CTR, STR, and transaction monitoring processes.
• Good understanding of money laundering and terrorist financing typologies.
• Strong analytical, investigative, and problem-solving abilities.
• Excellent attention to detail and documentation skills.
• Proficiency in MS Excel, MIS reporting, and AML monitoring tools.
• Good verbal and written communication skills.

Key Competencies

• Ability to analyze complex transaction patterns and identify risk indicators.
• Strong decision-making capability with a risk-based approach.
• Ability to manage multiple alerts and investigations within defined timelines.
• High level of integrity and confidentiality while handling sensitive information.
• Strong organizational skills and commitment to quality and compliance standards.
• Ability to collaborate effectively with Compliance, Risk, Operations, and Audit teams.