AM- RetaiI UW (Thane)

Aditya Birla Health Insurance Company Limited; Maharashtra; On-site; INR 600,000 - 900,000; Full time

Job summary

Aditya Birla Health Insurance Company Limited is seeking a responsible underwriting professional to manage operational tasks for assigned retail underwriting policies. The role emphasizes prudent risk acceptance, adherence to guidelines, and delivering quick, high-quality underwriting decisions.

You will participate in updating underwriting guidelines, perform market mapping, and support UAT to ensure accurate delivery of requirements while maintaining profitability and service standards.

Qualifications

• Assisting in developing the underwriting guidelines for each product to achieve profitability.
• Aiding in regular market mapping to gain maximum market share along with maintaining profitability.

Responsibilities

• Ensure adherence to UW guidelines
• Quick and accurate underwriting decision, maintaining high quality service, standards, meeting business targets
• Underwrite transactions authority limits within defined TATs
• Recommend decisions for transactions beyond authority limits
• Appropriate & timely resolution of escalations
• System Requirements to be understood thoroughly
• Assisting in carrying out UAT to ensure the correct delivery of requirements

Skills

Underwriting knowledge

Market analysis

Decision making

UAT participation

Job description

Job Purpose

The role is required to carry out the operational tasks for the assigned retail underwriting policies by acting prudently in all aspects while accepting risk.

The role is required to carry out the operational tasks for the assigned retail underwriting policies by acting prudently in all aspects while accepting risk.

Key Result Areas

KRA (Accountabilities) (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

KRA1

• Assisting in developing the underwriting guidelines for each product to achieve profitability.
• Aiding in carrying out regular market mapping to gain maximum market share along with maintaining profitability.

Ensure adherence to UW guidelines

Quick and accurate underwriting decision ,maintaining high quality service, standards, meeting business targets

System UAT

• Underwrite transactions authority limits within defined TATs
• Recommend decisions for transactions beyond authority limits
• Appropriate & timely resolution of escalations
• System Requirements to be understood thoroughly
• Assisting in carrying out UAT to ensure the correct delivery of requirements