Senior Commercial Underwriter

Royal & Sun Alliance Insurance Ltd; Ballyboden, Galway; Hybrid; EUR 85,000 - 110,000; Full time

Job summary

Intact Insurance Ireland DAC in Ireland is seeking a Senior Property & Liability Underwriter for Existing Business to profitably grow and manage a portfolio of Property, Liability and SME business.

You will combine technical underwriting excellence with strong broker relationships to deliver a best-in-class experience, working with the Dublin Trading Team to maintain risk discipline and drive sustainable revenue.

Qualifications

• Five years' commercial insurance underwriting experience.
• CIP qualification or equivalent; progress toward advanced designation preferred.

Responsibilities

• Underwrite for profitable growth within delegated authority.
• Manage portfolio of Property, Liability and SME risks.
• Build and maintain broker relationships.
• Apply consistent risk selection, pricing and underwriting judgement.
• Ensure high-quality records and communication.

Skills

Commercial underwriting

Broker relationships

Analytical skills

Regulatory awareness

Education

CIP qualified

Job description

Join Intact Insurance and make a difference every day.

Whether you're just beginning your career or looking to take the next progressive step, Intact Insurance Ireland is where you can be yourself, learn and develop, and where your ideas matter.

With offices in Belfast, Galway, and Dublin, we've embraced hybrid work, empowering our people to work flexibly and deliver great service to our customers every day.

We want you to thrive and grow with us – and we'll give you all the tools, flexibility and learning opportunities you need to do it.

And, if you bring your best, then we promise to give you, our best.

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact Insurance’s commitment to you in exchange for living our Values, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us

Senior Property & Liability Underwriter – Existing Business

We are looking for a commercially focused underwriter to profitably grow and manage a portfolio of Property, Liability and SME business.

You will combine technical excellence and sound commercial judgement with strong broker relationships to retain valued customers and deliver a second-to-none experience.

Working closely with colleagues across the Dublin Trading Team and wider business, you will contribute to our growth ambitions while maintaining underwriting discipline and operating within agreed risk appetite, delegated authority and technical standards.

Key Responsibilities:

• Underwrite for profitable growth: Assess Property, Liability and SME risks and make timely, commercially sound decisions within delegated authority, underwriting standards and risk appetite.
• Drive portfolio performance: Manage an agreed panel of risks to deliver strong retention and sustainable revenue growth against agreed targets.
• Win and develop broker relationships: Build trusted broker partnerships aligned with our customer proposition, segment strategy and underwriting appetite.
• Deliver technical excellence: Apply consistent risk selection, pricing and underwriting judgement. Maintain high-quality records and clearly communicate the rationale for decisions.
• Provide a customer-driven experience : Understand broker and customer needs, manage expectations and deliver responsive, practical and sustainable solutions. Resolve queries and complaints within authority.
• Maintain strong underwriting controls: Contribute to technical audits, peer reviews and quality assurance activity, supporting a robust and effective control environment.
• Use insight to shape decisions: Apply portfolio, market, claims, competitor and broker insight to strengthen risk selection, business strategy and customer propositions.
• Collaborate end to end: Work effectively across Underwriting, Distribution, Pricing, Claims, Risk Management and Operations to deliver strong customer and commercial outcomes.
• Build technical capability: Provide guidance, coaching and referral support to colleagues, sharing expertise and raising underwriting standards across the team.
• Improve how we work: Identify and implement opportunities to simplify processes, strengthen underwriting performance and improve the broker and customer experience.
• Act with integrity: Maintain high standards of conduct, governance and regulatory compliance. Make fair, transparent and well-supported decisions.

Requirements:

• At least five years’ relevant commercial insurance experience, ideally across Property, Liability, SME or Commercial Combined business.
• CIP qualified , or an equivalent recognised insurance qualification. Progress towards MDI, ACII or another relevant advanced qualification would be an advantage.
• Strong technical underwriting knowledge, with the ability to assess risk, set appropriate terms and make effective decisions within delegated authority.
• Sound commercial judgement, supported by a clear understanding of profitable growth, pricing, risk appetite and portfolio performance.
• Proven ability to build productive relationships with brokers, customers and internal stakeholders.
• Strong analytical, negotiation, communication and problem-solving skills.
• Ability to manage competing priorities, make timely decisions and consistently deliver high-quality outcomes.
• A customer-driven and solution-focused mindset, with the confidence to manage queries, referrals, negotiations and complaints effectively.
• A collaborative and adaptable approach, with a commitment to sharing knowledge, supporting colleagues and continuously improving.
• High standards of integrity, accountability, governance and regulatory awareness.

Regulatory Requirements:

If this role is defined as a "controlled function" by the Central Bank Reform Act 2010 Regulations 2011. Any appointment will be conditional on the company being satisfied that you meet the requirements as set out in the Fitness & Probity standards issued in this Act.

Intact Insurance Ireland DAC and its affiliate companies consider applicants on the basis of qualifications and without regard to race, colour, religion, sex, national origin, age, marital or veteran status, sexual orientation, disability or any other legally protected status