Second Line Risk Analyst, Group Financial Crime Compliance.

AIB; Dublin; Hybrid; EUR 70,000 - 110,000; Full time

Benefits offered by this job

Pension Scheme

Healthcare

Variable Pay

Employee Assistance Programme

Family leave

Volunteer days

Job summary

AIB’s AML/CFT Compliance Team is seeking a professional to provide second-line oversight and advisory support for money laundering and terrorist financing risk management. The role sits in a hybrid environment with office days at Molesworth Street and Central Park, Dublin.

You will embed the Group Financial Crime Framework, strengthen risk culture and support transformation initiatives across the bank’s regulatory obligations.

Qualifications

• Previous experience within a Compliance or Control function.
• Understanding of current and emerging Financial Crime risks in banking/financial services.
• Experience interpreting legislation and AML/CFT regulation.
• Strong planning and organisational skills with ability to meet tight deadlines.
• Strong written and verbal communication skills.

Responsibilities

• Support the AML/CFT Framework implementation (Policy, Standards, Procedures).
• Coordinate AML/CFT projects and initiatives with senior management.
• Monitor AML/CFT regulatory developments and assess applicability to the bank.
• Challenge businesses to ensure effective AML/CFT controls are in place.
• Assist with training material development for business teams.
• Oversee AML/CFT email inbox and provide day-to-day queries support.

Skills

Compliance knowledge

Regulatory knowledge

Financial Crime risk

Communication skills

Planning & organisation

Stakeholder management

ACAMS/ACOI advantage

Education

ACAMS/ACOI qualification (advantage)

Job description

At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First, takes initiative and Owns the Outcome, and is always looking for ways to Eliminate Complexity. You’ll treat colleagues and customers with fairness and Show Respect, and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact.

Location/Office Policy:

This role is Hybrid - 3 days in the office (currently 2 days Molesworth Street and 1 day in Central Park)

What Is The Role

• The AML/CFT Compliance Team is part of the Financial Crime Unit, and is a 2nd Line of Defence function.
• The team provides Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) advice, guidance and support to the business and their business governance teams in relation to the practical application of money laundering and terrorist financing regulations.
• The role holder will provide co-ordinated second line oversight, challenge, and advisory support to ensure AIB meets its statutory and regulatory obligations across AML and CFT risk management.
• The role holder plays a key part in embedding the Group Financial Crime Framework, driving high standards of regulatory compliance, strengthening risk culture, and supporting strategic transformation initiatives.

Key Accountabilities

• In line with the Bank’s three lines of defence model, support the Team’s senior management in the implementation of the Bank’s AML/CFT Framework (Policy, Standards, Procedures).
• Support the team’s senior management with the Bank’s planning and implementation of various AML/ CFT projects and initiatives.
• Monitor emerging AML/CFT risks, legal/regulatory developments, industry guidance, and assessing applicability to the Bank.
• Positively influence and challenge businesses areas to ensure that adequate and effective AML/CFT Controls are implemented and maintained.
• Identify and analyse AML/ CFT issues and concerns to determine emerging trends, provide M.I. to senior management and provide input into bespoke training material programmes written for business teams
• Oversee the management of the Group AML/CFT Compliance mailbox and provide day to day support to the business and their business governance teams in relation to AML/ CFT queries

What you Will Bring;

• Previous experience within a Compliance or Control function
• Understanding of current and emerging Financial Crime risks across the banking and financial services industry
• Previous experience in interpretation of legislation and/or knowledge of AML/CFT regulation
• Strong planning and organisational skills with an ability to work to tight deadlines
• Strong verbal and written communication skills
• Ability to adapt to changing priorities and varied decision-making scenarios
• A relevant qualification and/or professional membership (e.g. ACOI, ACAMS), is an advantage, but not obligatory.

Why Work For AIB

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Market leading Pension Scheme
• Healthcare Scheme
• Variable Pay
• Employee Assistance Programme
• Family leave options
• Two volunteer days per year

Key Capabilities

Behaviour Capabilities:

• Customer First - Building strong customer relationships and delivering customer centric solutions
• Collaborates - Building partnerships and working collaboratively with others to meet shared objectives
• Ensures Accountability - Takes ownership of work, commitments and outputs, ensuring tasks are completed accurately, in line with agreed expectations

Technical Capabilities

• Knowledge of Legal, Regulatory & Compliance Requirements - Demonstrates up-to-date knowledge of industry regulatory requirements
• Technical Communication/Presentation - Communicates with clarity and precision, presenting complex information in a concise format that is audience appropriate

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at [e-mail]

Application deadline: 18th September 2026