Interchange Fees Analytics Specialist

3M HEALTHCARE; Arklow; On-site; EUR 78,185 - 104,247; Full time

Job summary

U.S. Bank is seeking a Finance Analyst to support the Interchange and Scheme Fee Team. The role focuses on analyzing complex fee structures across multiple regions, ensuring accurate calculation, reporting, and optimization of interchange and scheme fees.

Responsibilities include budgeting, forecasting, and creating analytical models, with emphasis on data-driven decision support. Candidates should possess strong Excel skills and familiarity with SQL, reading documentation from card brands in

Qualifications

• Working knowledge of financial analysis techniques.
• Well-developed mathematical and analytical skills.
• Ability to identify and resolve exceptions.
• Strong technical skills related to data mining and visualization tools.
• Advanced MS Excel.
• Experience with SQL or a commitment to learning it within the first 3 months.
• Ability to read and comprehend technical documentation from card brands, published in English.

Responsibilities

• Interchange and / or Scheme Fees management (bulletins analyses, tracking changes, products implementation, rates management, cost reconciliation).
• Conducts comprehensive financial analyses, including budgeting, forecasting, expense allocation, ad hoc business case development, peer group comparisons, and internal consulting.
• Develops and maintains advanced spreadsheets and statistical models.
• Prepares a wide range of management reports and presentations to communicate financial insights effectively.
• Investigates and resolves discrepancies or errors in financial data sourced from reporting systems.
• Assists in the development and enhancement of financial applications and tools.

Skills

Financial analysis

Analytical skills

Data visualization

Advanced Excel

SQL

Tools

SQL

Job description

U.S. Bank is seeking a Finance Analyst to support the Interchange and Scheme Fee Team. The role focuses on analyzing complex fee structures across multiple regions, ensuring accurate calculation, reporting, and optimization of interchange and scheme fees.

Responsibilities include budgeting, forecasting, and creating analytical models, with emphasis on data-driven decision support. Candidates should possess strong Excel skills and familiarity with SQL, reading documentation from card brands in