Global Credit Risk Underwriter – Growth & Partnerships

United States Digital Space LLC; Ireland; On-site; EUR 60,000 - 90,000; Full time

Job summary

United States Digital Space LLC is seeking a Credit Analyst Underwriter on the North America Strategy Risk team to underwrite and manage a portfolio of our largest merchants, enabling growth while minimizing credit risk. You will work across Sales, Legal, Treasury, and Finance to ensure calibrated decisions.

The role requires 3+ years of relevant experience and a finance degree, with strong SQL and data visualization skills to inform risk strategies and pricing discussions.

Qualifications

• 3+ years of relevant experience in credit underwriting and risk management.
• Bachelor’s degree in Finance, Economics, Statistics, or related field.
• Strong knowledge of accounting and ability to analyze financial statements across industries.
• Ability to translate business data into clear credit risk narratives and mitigation strategies.
• Excellent written, verbal, and analytical communication skills.

Responsibilities

• Underwrite and manage a portfolio of top merchants to assess business models and financial statements.
• Provide tailored credit risk recommendations to balance growth and risk.
• Develop deep understanding of risk across industries, geographies, and operating models.
• Deliver insights to support senior management decisions on onboarding and pricing.
• Refine tools and processes to help meet credit loss targets and coverage metrics.
• Collaborate with Sales, Legal, Treasury, and Finance to support merchants globally.

Skills

Credit underwriting

Financial risk modeling

Cash flow forecasting

Communication

SQL

Education

Bachelor's degree in Finance

Economics/Statistics

Tools

SQL

Tableau

Job description

United States Digital Space LLC is seeking a Credit Analyst Underwriter on the North America Strategy Risk team to underwrite and manage a portfolio of our largest merchants, enabling growth while minimizing credit risk. You will work across Sales, Legal, Treasury, and Finance to ensure calibrated decisions.

The role requires 3+ years of relevant experience and a finance degree, with strong SQL and data visualization skills to inform risk strategies and pricing discussions.