EMEA Credit Risk Underwriter | Growth & Risk Analytics

Stripe; Dublin; On-site; EUR 71,000 - 107,000; Full time

Benefits offered by this job

Equity

Bonus/ Sales commissions

Health benefits

Wellness stipends

Job summary

Stripe in Dublin is seeking a Credit Analyst Underwriter to manage a portfolio of large and fast-growing customers on the North America Strategy Risk team, enabling Stripe’s growth while minimizing credit risk.

The role requires strong underwriting, risk modeling, and cash flow forecasting skills, with cross-functional collaboration across Sales, Legal, Treasury, and Finance. A DBA/credit mindset is essential.

Qualifications

• 3+ years of experience in commercial credit underwriting and risk modeling.
• Bachelor’s degree in Finance, Economics, Statistics, or related field.
• Ability to translate financial data into narratives and risk mitigation strategies.

Responsibilities

• Evaluate top merchants' business models and financial statements.
• Provide tailored credit risk recommendations to mitigate Stripe’s exposure while enabling growth.
• Develop a deep understanding of risk across industries, geographies, and operating models.
• Deliver insights to support senior management decisions on onboarding and pricing.
• Refine tools and processes to help the team meet KPIs like credit loss targets and portfolio coverage.

Skills

Credit underwriting

Financial risk modeling

Cash flow forecasting

Education

Bachelor’s degree in Finance/Economics/Statistics

Tools

SQL

Job description

Stripe in Dublin is seeking a Credit Analyst Underwriter to manage a portfolio of large and fast-growing customers on the North America Strategy Risk team, enabling Stripe’s growth while minimizing credit risk.

The role requires strong underwriting, risk modeling, and cash flow forecasting skills, with cross-functional collaboration across Sales, Legal, Treasury, and Finance. A DBA/credit mindset is essential.