Climate & Infrastructure Capital Senior Associate, Portfolio

Allied Irish Banks; Dublin; On-site; EUR 65,000 - 90,000; Full time

Benefits offered by this job

Variable Pay

Employee Assistance Programme

Family leave options

Job summary

Allied Irish Banks seeks experienced professionals to support the Climate & Infrastructure Capital portfolio, focusing on credit risk, portfolio monitoring and strategic lending. You will perform financial analysis, model scenarios, and engage with sponsors to drive responsible lending aligned with climate action goals.

With 3+ years in project finance or specialized lending, you will join a high performing team in Dublin, contributing to governance, risk management and growth while benefiting

Qualifications

• Strong financial analysis and credit skills are required.
• Proficiency in financial modelling and interpretation of financial statements.
• Awareness of sustainable lending and industry trends.
• Analytical mindset with results focus and teamwork.

Responsibilities

• Create annual reviews, waivers and consents requests for transactions in the portfolio and identify risks.
• Diligent monitoring of portfolio performance and relationships with sponsors.
• Review financial statements and models to assess covenants and performance.
• Contribute to risk model development and perform sensitivity analyses.
• Support credit reviews and internal audits for the Climate & Infrastructure Capital portfolio.

Skills

Financial Analysis

Credit Skills

Financial Modelling

Sustainable Lending

Portfolio Monitoring

Job description

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At AIB, our values guide how we work and how we support each other. We’re looking for someone who puts Customer First, takes initiative and Owns the Outcome, and is always looking for ways to Eliminate Complexity. You’ll treat colleagues and customers with fairness and Show Respect, and you’ll thrive in a culture built on collaboration where we Be One Team to deliver meaningful impact.

Location/Office Policy: Office Centric and office base MWS, Dublin.

• Do you want to build a career that is fighting against climate change?
• Do you want to play a role in decarbonising our energy and infrastructure, fund a more circular, less wasteful economy and help support key social projects?
• Do you want to part of and enable a high performing team to do just that?

What is the Role:

At AIB, we have a clear purpose – empowering people to build a sustainable future. We’re making a difference to how businesses contribute to climate action. We’re aiming to make 70 percent of our lending green or transition by 2030 and we’ve set up a €30 billion climate action fund.

Our Climate & InfrastructureCapital segment is central to the delivery of these ambitious targets, investing in large scale renewables and infrastructure projects across Ireland, the UK, Europe and North America.

This is a unique opportunity for experienced individuals to join this high performing, ambitious team, as we build out our international platform and directly contribute to global climate action goals.

As part of the ROI & UK Team, you will be required to support best in class portfolio management and risk assessment across Climate & InfrastructureCapitals growing portfolio.

Key Accountabilities:

• Create annual reviews, waivers and consents requests for transactions in the portfolio - clearly identifying and analysing risks and mitigants for consideration by the relevant Credit Authority.
• Diligent monitoring of portfolio performance, ensuring close relationship with key sponsors to drive effective management of the portfolio.
• Monitor operational performance of customers by reviewing technical reports and construction/operational updates from customers or advisors
• Monitor financial performance and covenant compliance by reviewing and understanding financial statements and financial models with an ability to provide clear analysis.
• Maintain update to date knowledge of relevant industry, sector and key players
• Form an integral part of the risk management culture in AIB and adherence to codes of conduct, laws and regulation
• Contribute to ongoing Credit Risk model development
• Perform financial modelling analysis and run detailed sensitivity analysis
• Support credit reviews and internal audit engagements for the Climate & InfrastructureCapital portfolio
• Manage and help develop more junior staff members
• Communicate the impact and key risks and mitigants associated with same
• Make a difference through strategic lending to circular economy and sustainable businesses

What you Will Bring ;

• 3+ years' experience within a similar area (preferably Project Finance or Specialised Lending) which could include Banking, Advisory or Industry
• Strong Financial Analysis, Strong credit skills and Proficiency in financial modelling
• A proven awareness of sustainable lending,
• Analytical mindset and results focussed, who is also a Team player with strong communication and influencing skills
• Knowledge and experience of the development and business application of credit risk modules utilised for the calculation of regulatory capital or ECL would be beneficial

Why Work For AIB:

We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.

Some of our benefits include;

• Variable Pay
• Employee Assistance Programme
• Family leave options

Key Capabilities

• Drives Progress
• Ensures Accountability
• Industry Knowledge

AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at [e-mail]

Disclaimer:

Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.