Business Banker I, II or III (Level will be determined by experience) | Dublin Main

Capital City Bank; Dublin; On-site; EUR 48,114 - 65,610; Full time

Benefits offered by this job

Medical, Dental and Vision

Life Insurance

401(k) with Matching

Flexible Spending Accounts

Tuition Assistance

Stock Purchase

Discounts on Products and Services

Job summary

Capital City Bank in Dublin Main seeks a skilled Business Banker I–III to manage loan and deposit production for small to mid-size businesses.

You will develop client relationships, perform credit analyses, and collaborate with partners to cross-sell banking services while maintaining compliance. The role requires outside business development and a customer-focused approach in a fast-paced environment.

Qualifications

• Bachelor’s Degree in Finance, Business, Accounting or related field from an accredited college required.
• Seasoned professional with minimum of 5-10 years experience in lending/operations within a commercial or savings bank.
• Experience with cash management products and business loan products is preferred.

Responsibilities

• Responsible for loan and deposit production, fees, credit quality and referrals each incentive period.
• Call on clients, prospects and revenue opportunities with partners.
• Build and grow client portfolios that bring revenue to the Bank.

Skills

Credit analysis

Financial analysis

Communication skills

Microsoft Office

Credit structuring

Loan closing processes

Banking product knowledge

Client relationship management

Education

Bachelor's degree in Finance/Business/Accounting

5-10 years banking experience

Tools

Jack Henry/Experience

Decision Pro

Synergy

Job description

Business Banker I, II or III (Level will be determined by experience) | Dublin Main

Job Category: Comm Lending

Requisition Number: BUSIN003564

Locations

Dublin Main Office
600 Bellevue Ave.
Dublin, GA 31021, USA

Description

Business Banker - Capital City Bank - More than your bank, Your Banker.

This position delivers a full range of banking services to businesses and business owners and places emphasis on client contact, sales, and service. It requires significant outside business development activities and adherence to the Bank’s Motor Vehicle Guidelines. Compliance with the S.A.F.E. Act and registration in the NMLS Registry is required. All associates must handle confidential client information with discretion.

Principal Duties and Responsibilities

• Responsible for loan production, deposit production, fees, credit quality and referrals each incentive period, and maintaining and servicing current client portfolio.
• Operate with various degrees of authority and specialization.
• Call on retail clients and prospects, referrals, and joint revenue opportunities with Corporate Banking, Commercial Real Estate and other Business Partners.
• Build, maintain, and grow quality client portfolios that bring revenue to the Bank.
• Support overall Bank production goals as outlined by quarterly targets and scorecards.
• Responsible for sales and service of existing businesses and business owners within the departmental portfolio.
• Identify business production opportunities and referrals to business partners.
• Meet with clients to discuss small business needs and recommend ways the bank can serve their needs.
• Proactive business development and calling within assigned market areas.
• Cross-sell a full range of business banking services and products through joint efforts with Business Partners.
• Active community participation and visibility.
• Demonstrate consistent behaviors that support Top of House and department specific strategic goals.

Associated Duties

• Provide additional support to manager and department colleagues.
• Partner with assigned Client Service Managers and designated Business Partners.
• Complete all assigned/required Bank training within established timelines.

Knowledge, Skills and Abilities (KSA) Required

• Credit and financial analysis
• Loan and credit structuring
• Loan documentation and loan closing processes
• Specific product knowledge related to Cash Management products and business loan products
• Knowledge of Consumer and Business banking products/product sales
• Excellent oral and written communication skills
• Microsoft Office Suite
• Proficiency or ability to learn Capital City Bank operating software: Jack Henry/Experience, Decision Pro, Synergy, other as required.

Education

• Bachelor’s Degree in Finance, Business, Accounting, or related field from an accredited college required. Relevant experience may substitute for the education requirement.
• Seasoned professional with minimum of 5-10 years experience. Commercial or Savings Bank experience in lending, operations, deposit management, administration, and/or cash management preferred.

Working Conditions

• Professional office and fast-paced environment.
• After-hours civic and business development participation will be required.
• Frequent out-of-office visits to clients.
• Limited travel to surrounding markets.
• Driving as required by position.
• In the event of a major or extensive natural disaster, epidemic or pandemic, or other disruption within our footprint, associates may be required to relocate or telecommute to ensure business continuity.

Benefits

• Medical, Dental and Vision
• Life Insurance
• 401(k) with Matching
• Flexible Spending Accounts
• Tuition Assistance
• Stock Purchase
• Discounts on Products and Services

Equal Opportunity

EOE/Protected Veterans/'Individuals with Disabilities. The above declarations are not intended to be an “all-inclusive” list of the duties and responsibilities of the job described nor are they intended such a listing of the skills and abilities required to do the job. Rather, they are intended only to describe the general nature of the job. This job description does not constitute an employment agreement. The position may change at any time as the needs of the Bank or department change, or for other reasons deemed appropriate.

Qualifications

Education

Bachelors or better.

Experience

Please indicate work experience when applying.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.