Transaction Monitoring Associate

PT Bumi Santosa Cemerlang; Jakarta Pusat; On-site; IDR 200,880,000 - 357,120,000; Full time

Benefits offered by this job

Health insurance

Job summary

Pluang, Indonesia’s leading multi-asset investment platform, seeks an AML/Transaction Monitoring Analyst to own the daily monitoring cycle, review alerts, and draft regulatory reports. The role demands sharp analytical judgment, strong AML/CFT knowledge, and discipline to handle high alert volumes while maintaining accuracy.

Ideal candidates have 1–3 years in AML/transaction monitoring, plus experience with GoAML and sanctions screening, and are fluent in English and Bahasa Indonesia.

Qualifications

• Bachelor’s degree in a relevant field.
• 1–3 years in AML/transaction monitoring or compliance.
• Solid AML/CFT knowledge and regulatory familiarity.
• Strong analytical skills with large datasets.
• Detail-oriented with strict reporting deadlines.
• Proficient in Excel/Google Sheets and data tools.
• Excellent written and spoken English and Bahasa Indonesia.

Responsibilities

• Review and disposition AML/CFT alerts within SLA with audit trail.
• Investigate suspicious transactions across accounts and assets.
• Draft and submit GoAML/LTKT regulatory reports on time.
• Run sanctions and watchlist screening and manage escalations.
• Perform Enhanced Due Diligence on high-risk customers.
• Document investigations and support audits.
• Handle regulatory reporting monthly, quarterly, and annually.

Skills

AML monitoring

Regulatory reporting

Data analysis

Excel/Sheets

English & Bahasa

Education

Bachelor’s degree in Law or Economics

Tools

GoAML

DTTOT/PPSPM

SQL/BigQuery

Job description

1 - 3 Years

Full Time

Job Description

About Us

Pluang is Indonesia’s leading multi-asset investment platform, offering products such as Indonesian Stocks, Crypto, US Stocks, Mutual Funds, and Gold. Our mission is to make investing accessible, seamless, and secure—so more Indonesians can achieve financial independence. Backed by $110M+ in funding from global investors like Accel and Openspace Ventures, we’re one of Indonesia’s fastest-growing fintechs. Discover more about our vision here.

Role Summary

Own the daily transaction monitoring cycle across multiple assets — reviewing alerts, investigating suspicious activity, and producing timely, well-documented regulatory reports. The role demands sharp analytical judgment, strong AML/CFT understanding, and the discipline to work through high alert volumes without losing accuracy.

Key Responsibilities

• Review and disposition transaction monitoring alerts (AML/CFT) within SLA, with clear rationale and audit trail

• Investigate suspicious and unusual transactions end-to-end across accounts and multiple assets

• Draft and submit regulatory reports (LTKM/LTKT via GoAML) accurately and on time

• Run sanctions and watchlist screening (DTTOT/PPSPM) and manage escalations per SOP

• Perform Enhanced Due Diligence (EDD) on high-risk customers and partners

• Surface typologies and false-positive patterns to feed monitoring rule tuning

• Handling ticket escalations from CE team

• Maintain investigation documentation and support internal/external audit requests

• Perform monthly reconciliation and documentation

• Handling regulatory reporting on a monthly, quarterly, and annual basis

• Conducting user asset stock opname and verification

Required Qualifications

• Bachelor’s degree (Law, Economics, Accounting, Management, or related field)

• 1–3 years of experience in AML/transaction monitoring/compliance, ideally in fintech, banking, securities, or e-money

• Solid grasp of AML/CFT principles and OJK/Bappebti/PPATK regulations

• Strong analytical skills; comfortable working with large transaction datasets

• Detail-oriented, able to maintain confidentiality, and disciplined with reporting deadlines

• Proficient in Excel/Google Sheets; comfortable with internal investigation tools; comfortable with automation tools

• Clear written communication in both Bahasa Indonesia and English

Nice to Have

• Experience with crypto/blockchain analytics and wallet tracing

• Working knowledge of SQL/BigQuery for data pulls

• Hands-on experience preparing GoAML reports

• Relevant certification (CAMS, CFE, or equivalent)

We are an equal-opportunity employer and value diversity at our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.