Credit Risk Analyst — Hybrid, Growth & Impact

Pt Bfi Finance Indonesia Tbk; Gresik; Hybride; IDR 167 400 000 - 256 680 000; Plein temps

Avantages offerts par ce poste

Hybrid work model

Health insurance

Career advancement opportunities

Specialized training in risk mgmt

Résumé du poste

Pt Bfi Finance Indonesia Tbk in Surabaya, East Java, is seeking a meticulous Credit Risk Analyst to join our expanding risk team. You will assess credit risk across lending portfolios by analyzing financial statements, credit histories, and market data to evaluate borrower creditworthiness.

The ideal candidate has strong risk assessment methodologies and can translate complex data into clear risk profiles, supporting the credit committee and ensuring compliant, responsible lending practices.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field.
• 3+ years of experience in credit analysis or risk management in banking.
• Strong analytical and quantitative skills; able to interpret financial data.
• Familiarity with credit risk assessment techniques and regulatory requirements.
• Excellent communication and interpersonal skills to articulate risk assessments.

Responsabilités

• Analyze financial statements, credit reports, and data to assess credit risk.
• Develop and maintain credit scoring models and risk assessment tools.
• Monitor performance of loan portfolios and identify concerns.
• Prepare detailed credit assessment reports and present to credit committee.
• Stay updated on industry practices and regulatory changes.
• Collaborate with loan officers to ensure compliance with policies.

Connaissances

Analytical thinking

Quantitative skills

Communication skills

Formation

Bachelor's degree in Finance, Economics, Statistics

Outils

Excel

Database management

Statistical software

Description du poste

Pt Bfi Finance Indonesia Tbk in Surabaya, East Java, is seeking a meticulous Credit Risk Analyst to join our expanding risk team. You will assess credit risk across lending portfolios by analyzing financial statements, credit histories, and market data to evaluate borrower creditworthiness.

The ideal candidate has strong risk assessment methodologies and can translate complex data into clear risk profiles, supporting the credit committee and ensuring compliant, responsible lending practices.