Senior Risk Strategy Specialist

BYD; Subang; On-site; IDR 133,920,000 - 267,840,000; Full time

Job summary

BYD Indonesia is seeking a Risk Management Specialist to enhance the risk management framework and implement control strategies across product and tech teams. You will analyze risk data, develop early-warning signals, and optimize automated approval rules.

You will monitor policy effectiveness, produce regular risk reports, and ensure compliance with local credit reporting and third-party data regulations. At least 2 years of relevant experience is required.

Qualifications

• Familiar with local credit reporting and third-party data policies.
• 2+ years of related work experience.

Responsibilities

• Improve risk management system construction and develop risk control strategies.
• Track risk policies to ensure effectiveness and issue risk analysis reports.
• Analyze risk data and provide early warning on risk status through reports.
• Plan risk control systems and coordinate with product and technology teams.
• Regularly review and optimize approval strategies and risk rules.
• Adjust and optimize automated approval strategies.
• Prepare internal reports and data statements.

Skills

Risk management

Data analysis

Policy compliance

Early warning

Stakeholder communication

Job description

Duties：

1. Responsible for improving risk management system construction; analyzing and formulating risk control strategies, processes, and systems.

2. Responsible for tracking risk policies to ensure effectiveness of relevant strategies; regularly conduct early warning and strategy control for risk customers, analyze abnormal risks, and issue risk analysis reports.

3. Responsible for risk data analysis; monitor and provide early warning on risk status through reports or other analysis reports.

4. Responsible for planning risk control-related systems, communicating with product and technology teams, and continuously improving and optimizing risk control system functions.

5. Responsible for monitoring risk control strategies and rules, regularly review strategies, and conduct regular analysis of newly added or adjusted approval strategies.

6. Responsible for adjustment and optimization of automated approval strategies.

7. Responsible for internal report analysis, and preparation of relevant data, reports, and statements.

Requirements：

1. Familiar with local credit reporting and third-party data related policies; familiar with personal credit and related automotive financing business.

2. 2+ years of related work experience.