Senior Risk Manager, P2P Lending

PT. Sahabat Mikro Fintek; Jakarta Utara; On-site; IDR 300,000,000 - 550,000,000; Full time

Job summary

PT Sahabat Mikro Fintek, known as SAMIR, is seeking a Risk Management professional to identify, assess, monitor, and mitigate risks across the P2P lending business, with a focus on cash loan products. The role supports risk assessment, RCSA, and data analysis to ensure compliance with internal policies and OJK regulations.

The candidate will work cross-functionally with Finance, Operations, Product, IT, Compliance, and other teams, driving risk reporting and action plans while staying updated on

Qualifications

• Bachelor's degree in risk-related field is required.
• Minimum 4 years of risk management experience in fintech, P2P lending, banking, or financial services.
• Strong understanding of risk assessment, RCSA, internal controls, KRI and risk mitigation.
• Familiarity with OJK regulations and P2P lending/LPBBTI.

Responsibilities

• Identify and assess potential risks across the P2P lending business, especially cash loan products.
• Conduct Risk and Control Self-Assessment (RCSA) to identify risks, assess control effectiveness, and highlight gaps.
• Monitor Key Risk Indicators (KRI), risk limits, portfolio performance, and emerging risks.
• Support implementation and monitoring of risk mitigation and corrective action plans.
• Analyze risk data and trends to identify issues and provide actionable insights.
• Prepare regular risk reports, dashboards, and risk assessments for management.
• Collaborate with Business, Credit, Collection, Operations, Product, IT, Compliance, and other teams on risk matters.
• Support the implementation and improvement of risk management policies, procedures, and controls.
• Monitor updates in OJK regulations and industry practices relevant to P2P lending/LPBBTI.

Skills

Risk assessment

RCSA

KRI

Data analysis

Cross-functional collaboration

Communication

Detail-oriented

Proactive

FRM/CRMA/CERM (plus)

Education

Bachelor's degree in Risk Management, Finance, Economics, Statistics, Business, or related fields

Job description

PT Sahabat Mikro Fintek, known as SAMIR, is seeking a Risk Management professional to identify, assess, monitor, and mitigate risks across the P2P lending business, with a focus on cash loan products. The role supports risk assessment, RCSA, and data analysis to ensure compliance with internal policies and OJK regulations.

The candidate will work cross-functionally with Finance, Operations, Product, IT, Compliance, and other teams, driving risk reporting and action plans while staying updated on